Rentals in Philadelphia>Question Details

Dianne, Renter in Philadelphia, PA

im looking to rent in phila.but i dont have good credit will that be huge problem and what are some landlords looking for when running credit checks.

Asked by Dianne, Philadelphia, PA Tue Jan 17, 2012

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5
Hi Diane,

Give me a call at 267-688-1110

I handle allot of rental business and deal with a few management companies on a daily basis. I will see what I can do to help you out.

Regards,


Keith J. Lawson
REALTOR®
RE/MAX Affiliates N.E.
9237 Frankford Ave.
Phila, PA 19114
267-688-1110 (cell)
215-992-5534 (office)
LawsonRE@gmail.com (email)
http://www.keithlawsonhomes.com (web)
Member- N.A.R.,P.A.R.,G.P.A.R
Member - AREAA Philadelphia Metro
Follow me on Facebook at http://facebook.com/keith.j.lawson
Follow me on Twitter http://twitter.com/#!/KEITHJLAWSON
0 votes Thank Flag Link Fri Jan 20, 2012
you can always be upfront about your past. even ofer to pre-pay some more rent.
0 votes Thank Flag Link Thu Jan 19, 2012
Dianne,

Landlords will run credit checks, but as my associates pointed out, if you have good rental history and can show that you will pay the rent on time, that helps. If you have good income to afford the rent and other debts you may have, you look that much better to the landlord. Most owners are looking to fill their homes with good tenants that will take care of the home and pay rent on time.

I have clients looking to fill their rentals with good tenants and I personally have one available to rent right now.
What area are you looking in and how much rent can you afford every month?

You can reach me at 484-368-4558.

Thanks,
Julie Hankins
HomeStarr Realty
0 votes Thank Flag Link Wed Jan 18, 2012
Dianne
It depends by landlord. I look at credit reports, background checks, income, job history, talk with the current and previous landlord, talk with current employers, etc.

Below are some things that will offset your poor credit:
• In these current economic times having a steady job with good income
• Having money in a checking or savings account
• Can provide a co-signer who owns Real estate
• Rent amount is between 20% to 35% of monthly income (varies by Landlord)
• Can pre-pay rent a few months in advance
• No judgments from other landlords

Good luck
0 votes Thank Flag Link Tue Jan 17, 2012
Diane,

Some landlords will take bad credit into consideration along with your income and work history. Unfortunately in this economy lots of people have challenged credit. If you can show a good payment history to a prior landlord, that could certainly help you a great deal.

Let me know what you are looking for, price range, area and # of beds & baths. There are lots of rentals on the MLS, plus I have an investor who will be listing 2 of his units for rent soon, after some updating is done.

You can feel free to contact me via cell/text or email listed below.

THanks,

Barbara Smith
Weichert Realtors
Licensed in NJ & PA
Cell/Text: 609-980-7593
Email: BarbSmith321@gmail.com
0 votes Thank Flag Link Tue Jan 17, 2012
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