Being self employed is not a big deal (all of us Realtors are self employed!) as long as you have a track record to show your income. Min 2yrs of tax returns should take care of that. This along with your husbands income and job history can get you going with a lender.
Best to speak to a local lender! I have several on my web site if you would like to speak to someone. These guys are great with 1st time buyers. http://www.markknowshouston.com/res_list.php?cat=12282&c After you are pre-qualified, get with a Realtor to start looking!! Let us know if we can assist you.
Feel free to apply online at http://www.rhlapps.com/kjones or give me a call.
Hope this helps.
REALTORÂ® | Mortgage Broker
Keller Williams Realty | 360 Lending Group
o 512.669.5599 m 512.633.4157
firstname.lastname@example.org | http://www.AustinListed.com
I'm currently working with a business owner who has both a substantial income and a 700+ FICO score. It took over two months to finally get the loan approved, and only after he increased his down payment.
If your objective is to purchase the property in your name alone, it's going to be a long, uphill battle, most likely with a disappointing outcome.
I would like to refer you to an outstanding lender, who can further clarify the situation for you. Please contact me at (713) 213-6350 or ... email@example.com .... I hope to hear from you.