"Your Fulltime at your service realtor professional"
Wallace & Wallace Property Management is a wonderful option for individuals seeking well kept, affordable rental housing. Please feel free to contact me via phone or text at (865) 323-1836, or by email to firstname.lastname@example.org. I would be happy to discuss your rental goals with you and assist you in coordinating with someone at Wallace & Wallace to identify prospects for your future home.
If you are looking to buy, or have not yet considered purchasing a property (but think you may be interested in learning more), I would appreciate the opportunity to speak with you further!
Caroline Holt, Realtor
Coldwell Banker Wallace & Wallace
USDA Loans allow for no down payment, however, the area you are looking in is in a non eligible area. You would have to look a little further of the city for that program. To check property addresses to see if the home is in an eligible area you can enter the address at http://www.isitrd.com.
FHA loans have no geographic restriction and like RD has flexible underwriting guidelines regarding debt to income ratios and past credit issues. FHA Loans require a down payment of 3.5% of the purchase price
Of course if you are a military veteran you would qualify for a VA loan which has no geographic restrictions as well no down payment requirement.
I would be happy to answer any lending questions you may have at 865 686 8711 or you can read more at http://governmentloanpros.com/tennessee/