Rentals in Los Angeles>Question Details

Rosie Herrera, Other/Just Looking in Los Angeles, CA

WE NEED A HOME TO RENT ASAP DO MOST OWNERS CHECK YOUR CREDIT SCORE

Asked by Rosie Herrera, Los Angeles, CA Fri Jun 8, 2012

HOW CAN WE GET STARTED

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Answers

7
Kawain Payne, Realtor, Notary’s answer
Hello Rosie,

Applying for a home to rent is like apply for any other type of credit. The landlord/property management company will most likely run your credit report

If you have some issues on your credit report, tell them up front. Maybe it was due to a job loss, or medical bills or divorce. Sometimes if you are renting from a landlord directly they may view the WHOLE person not just the credit profile. If you present yourself as a honest upright person who has just had some recent bad luck, they may give you a chance.

The one thing you better not have on your credit report is an evition, that could really hurt you!

Best of Luck to You!
Kawain Payne, Realtor
0 votes Thank Flag Link Wed Jun 13, 2012
Hi Rosie,

In general, almost all owners will check the potential tenants credit and criminal background check.
If your credit is not so good, you can always have a gurantee co-signor or may pay a few months in advance in good faith.

I currently have a couple of homes in a triplex for rent. Contact me for more information.

Christine
0 votes Thank Flag Link Fri Jun 8, 2012
Dear Rosie,
Yes they do, but some landlords are less concerned then others. Most all do not want to see an eviction on your record. You might have to provide a larger deposit to the landlord if your credit score is very low, to minimize the risk for the landlord.
0 votes Thank Flag Link Fri Jun 8, 2012
Yes they do. If you have low scores you should prepare your explanation why and what you have to offer to reassure them (extra deposit, guarantor,...). But know some of them will rule you out just on a low score.
0 votes Thank Flag Link Fri Jun 8, 2012
Yes almost all will check it.
0 votes Thank Flag Link Fri Jun 8, 2012
Yes, these days you'd be very lucky to find a landlord stupid enough to not care about checking your credit. If your credit is bad be up front about it and offer to get a co-signor or pay a few months rent in advance to show solidarity. This is your best option.
0 votes Thank Flag Link Fri Jun 8, 2012
Hi Rosie,

Yes, most owners will check your credit score. In order to rent almost anywhere, they will require that you submit photo identification, proof of income, fill out an application and then they will run a credit check. Since you are in a rush, you should get all of these items together and be prepared to apply when you see something you want to rent.

All the best,

Jessica Acker
Wellman Realty Company
0 votes Thank Flag Link Fri Jun 8, 2012
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