Have you been preapproved to determine your price range or will you be paying ALL CASH?
The State of Florida has a bond program for first time homebuyers and it can give you up to $7,500 for your downpayment and closing costs. There are maximum income limits to be able to get the money and it's about $71k for a single person to get $5k and about $40k to get $7,500.
You will need to work with an "approved lender" to get the bond money. You can find the approved lenders and the maximum income allowed, by selecting the county from the drop down box and the number in your household:
All the best,
I would be very happy to help you find a new home in a gated community here in the Tampa Bay area. I am born and raised right here in the Tampa Bay area and live in a Gated Community approximately 45 minutes South of Spring Hill.
If you let me know what you are looking for in the way of a home I can send you via email homes to review and you can see what is currently on the market in the area. Please send me an email to Tom@RealEstateTom.com with the criteria of what you are looking for. You can review my resume at http://www.RealEstateTom.com/resume.htm
Tom Scaglione, ePRO, SFR, REALTOR