Some states are 3 days, some states are 5 days, some states are 10 days.
Her lawyer should be dealing directly with your insurance company; if not, refer all inquires to your insurance company, and keep in close touch with your insurance company's claims department. They will assign you someone for this claim. The good news is that usually the insurance company takes over and you never have to deal with it again. You should not be talking with her lawyer yourself at all, in my opinion; if that becomes essential for some reason I can't imagine, I think you need a lawyer representing you. You are no match for an attorney (none of us are).
Will your insurance rates go up? Probably not. (I am speaking about this from personal experience as a landlord with past insurance claims.) So don't panic about this part.
You need to get 4 months' rent from this person, that's not too much, fortunately. You might get 1/2 of it, which would be good. You I hope have a security deposit as well.
Re: the quit notice, please consult with an attorney for the best way to make very sure this tenant is gone when the lease is up.
I know you don't want to spend any money on legal fees, but that is part of being a landlord. You want to proceed legally and wisely, which is why you need an attorney consultation.
When I help investors evaluate investments, there is a line item EXPENSE called "V and C" which stands for "Vacancy and Collection." It's a chunk of money that we throw into the calculations to cover the cost of empty apartments AND the cost of getting back rent and evicting people.
V & C should be part of your business model, and now unfortunately you need to do the C part. Best of luck to you!
Licensed Real Estate Salesperson
Charles Rutenberg LLC
212 688 1000 x146
2) how many days for the pay or quit notice is required in NYC?
3) can she claim she is disable and not move out?
4) the morning which she claimed she fell on, was a bright sunny day, no rain, no snow. The sidewalk does not have holes, and it has no obstructive objects as well. I don't even know how she can claim a slip and fell since there was no ambulance, no witness. I know there was no ambulance because the morning she fell, she called my sister which lives 2 houses down from her. My sister said she was just sitting in the sidewalk curb and later on her parent came and picked her up to the hospital. Â In situations like this, can she really claim my home owner insurance?