It is good to talk with a lender so in the future you are able to have your credit in a better position, but one thing at a time is probably best so as not to feel overwhelmed. Deal with the rental, and then start working with a good, honest lender that can guide you thru how to do that.
Give us a call if you need lender contacts to do that.
Heather Fitzgerald 371-2622
Pam Smith 446-0959
Your bankruptcy will impact you. I would recommend obtaining your full credit report for a lender (I can recommend one) so you can review it. Next make notes of items that might be incorrectly reported etc. and then make contact with a credit repiar specialist (I can recommend one, just let me know) and work to accomplish the steps the credit specialist lays out to clean up your credit and prepare your self to meet the credit scores you need.