If you are going to be under $204,250 on your purchase price, you should contact me about my special loan program. It is cheaper to buy a home through this program then to rent. I am not a big believer in rent to own. The reason is that there is a very small amount of homes to chose from. The reason they will do rent to own is that the seller is not willing to sell the home at market value. I would recommend that you do rent for one year but then go through my loan program. It does take time and patience but is well worth it. This year my 10 buyers have averaged 2.0% on their 340 year fixed home loan. The program is Zero Down, Zero Closing Cost, No PMI and does not go by your credit score. Please call me at 913-269-3958 so I can tell you more about the program. I have to go to one of my buyer's in this program closing on their home this morning. Good luck with your direction!!!