Thank you for the opportunity and privilege to introduce the services I offered My name is Mous and The rental and leasing apartment is my expertise I have many rental space that can match your criteria in all area, my office is located at 4 th ave and 8th st, do not hesitate to call or text me at 646 645 7206,i provide flexible end-to-end solutions to individuals to meet their objectives my customer satisfaction is my first priority!!!
When I rented my first apartment in Astoria, I did not want to be a Tenant my whole life and pay my Landlordâ€™s mortgage. I longed to become a Homeowner.
Thatâ€™s why I found my way into the mortgage business in 1989 and soon afterward became a Homeowner. Here are the fundamentals any Tenant should know to prepare to become a Homeowner in the future, no matter when that might be.
â€¢ Credit: Establish 3 credit accounts, no more than 5. Pay your bills on time. Keep your balances to no more than 50% of your credit limit. Donâ€™t pay off the accounts in full. Keep balances active for 12-24 months. All of the above will provide both a good credit score and adequate credit history to qualify for a mortgage loan.
â€¢ Assets: A basic savings budget isnâ€™t hard to do. Pay your rent first in your budget; then set aside 10% of your income before taxes . Make it a budget priority and youâ€™ll still have money left over for entertainment and restaurants and clothing.
How much money do you need to buy a home? Many buyers spend no more than $25,000 to buy their first homes. There are loan programs with low down payment requirements and many real estate agents negotiate for their Buyers a â€œSellerâ€™s concessionâ€ to include the Buyerâ€™s closing costs (which are HIGH here in New York!) in the price of the home.
â€¢ Income: Two years consistent income is the basic requirement for either a salaried individual or a self-employed person. Income from Bonus, Commission, and Overtime is treated differently and is best discussed with your Mortgage Banker.
â€¢ Market Survey: it doesnâ€™t hurt to go out and get to know neighborhoods where you might like to buy a home. Visit open houses on Saturdays and Sundays. Itâ€™s okay that youâ€™re not yet buying; tell the Realtor at the Open House youâ€™re just beginning your â€œsurvey.â€ Youâ€™ll also get to know market prices for different kinds of homes. Itâ€™s okay to â€œwindow shopâ€ homes on the weekend at Open Houses!
I hope these fundamentals will help you better understand the path to homeownership is a process that, with preparation and dedication, you can move through easily. And if youâ€™re interested in getting Prequalified today to create an Action Plan for your future of Homeownership, call me anytime!
*If you thought my answer was helpful, please give me a â€œThumbs Upâ€ or â€œBest Answer.â€ Thanks!
We have available 2 beds in park slope under $3000.00.
Call for details or email me your contact info.
Robert Gross| Licensed Real Estate Salesperson
97 Hoyt St l Brooklyn NY 11217
Office 718-923-9601 l Fax 718-923-9606 l Cell 718-614-1066
Follow us: Twitter Facebook LinkedIn YouTube
I can show you a 3 bed/1bath for $3,200 in Park Slope. No dog.
And a 2 bed/1bath for $2,700 in Park Slope. No pets.
Let me know if you want to see them.
Prudential Douglas Elliman
Licensed Real Estate Salesperson
154 7th Avenue, Brooklyn, NY 11215
Direct: 718 840 2060
Cell: 347 254 9953
Saw your inquiry in Trulia for an apartment at $3500 max. Got a Historic landmarked duplex unit with triple parlor, 2 huge bedrooms and a den, separate laundry room, chef's kitchen, formal dining room, original details, landscaped private garden on a tree-lined brownstone block in Boerum Hill near all the trains. The asking rent is $3400 and the move-in date can be mid-November. Unless you are targeting a school in Park Slope, this could work very nicely for you. Been on the market a couple of weeks so not sure how much longer it will stay live. The address is: 171 Dean Street between Hoyt and Bond Streets if you want to Google that. Its 10 minutes from Manhattan and easy to park a car on that block. Let me know if this might be a good alternative for you. I can send you photos of it in a separate email.
Prudential Douglas Elliman Real Estate
M: (212) 300-3919
D: (718) 935-6135
F: (917) 369-2690
325 Court Street, Brooklyn NY 11231