Rentals in Park Slope>Question Details

Melissa Ohana, Renter in Brooklyn, NY

Looking for a 2 bedroom, minimum 1200 sqft rental in Park Slope. Budget is between $3,000-$4,000 and our move in date is anytime after April 1st.

Asked by Melissa Ohana, Brooklyn, NY Mon Sep 3, 2012

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6
Rent today; Buy tomorrow. How to convert from Tenant to Homeowner.

When I rented my first apartment in Astoria, I did not want to be a Tenant my whole life and pay my Landlord’s mortgage. I longed to become a Homeowner.

That’s why I found my way into the mortgage business in 1989 and soon afterward became a Homeowner. Here are the fundamentals any Tenant should know to prepare to become a Homeowner in the future, no matter when that might be.

• Credit: Establish 3 credit accounts, no more than 5. Pay your bills on time. Keep your balances to no more than 50% of your credit limit. Don’t pay off the accounts in full. Keep balances active for 12-24 months. All of the above will provide both a good credit score and adequate credit history to qualify for a mortgage loan.

• Assets: A basic savings budget isn’t hard to do. Pay your rent first in your budget; then set aside 10% of your income before taxes . Make it a budget priority and you’ll still have money left over for entertainment and restaurants and clothing.

How much money do you need to buy a home? Many buyers spend no more than $25,000 to buy their first homes. There are loan programs with low down payment requirements and many real estate agents negotiate for their Buyers a “Seller’s concession” to include the Buyer’s closing costs (which are HIGH here in New York!) in the price of the home.

• Income: Two years consistent income is the basic requirement for either a salaried individual or a self-employed person. Income from Bonus, Commission, and Overtime is treated differently and is best discussed with your Mortgage Banker.

• Market Survey: it doesn’t hurt to go out and get to know neighborhoods where you might like to buy a home. Visit open houses on Saturdays and Sundays. It’s okay that you’re not yet buying; tell the Realtor at the Open House you’re just beginning your “survey.” You’ll also get to know market prices for different kinds of homes. It’s okay to “window shop” homes on the weekend at Open Houses!

I hope these fundamentals will help you better understand the path to homeownership is a process that, with preparation and dedication, you can move through easily. And if you’re interested in getting Prequalified today to create an Action Plan for your future of Homeownership, call me anytime!

Trevor Curran
NMLS #40140
http://www.tcurranmortgage.com

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0 votes Thank Flag Link Tue Aug 20, 2013
Hello Ms Ohana,

I came across your inquiry for a 2BR apartment in Park Slope. As one agent mentioned, the rental market is a fast paced one and listings available now, will likely be rented by your desired move date. However, I have an apartment with a projected move-in of May 1. Also, I included a few places that are available now, to give you a taste as to what your possibilities are. As you will see, 2 out of 3 are "No Fee", which is something that we, as Rapid Realty, specialize in. Hope this helps!

http://www.rapidnyc.com/listings/view/132070 (May 1)
http://www.rapidnyc.com/listings/view/130549
http://www.rapidnyc.com/listings/view/105779
http://www.rapidnyc.com/listings/view/129591

Best to you!

Jovan

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Jovan Capote
Licensed Real Estate Agent
Rapid Realty DUMBO LLC
Phone: 917-514-5332
Fax: 347-442-7230
0 votes Thank Flag Link Tue Jan 29, 2013
Hi, Im Jessica from Coldwell Banker. I can help you Find what your looking for. Give me a call back at 917-698-4555 or Email me back at Jessica.e.real.estate@gmail.com.


Thank you.
Jessica B
0 votes Thank Flag Link Tue Jan 29, 2013
HI , We have a brand you duplex with terrace and laundry in the unit and bike storage.. 3200 plus heat and hot water. 718-3067026.
0 votes Thank Flag Link Tue Jan 29, 2013
Hello Melissa!

I always have a variety of rentals in the Park Slope area. You would have to call in the beginning of March for April due to the rental market being on a monthly basis. If you would like you can call me anytime!


Luke Constantino
Commercial | Residential
REMAX PARK SLOPE
Direct: (212) 300-3919
Lukeconstantino@remax.net
http://LukeConstantino.com
0 votes Thank Flag Link Mon Sep 3, 2012
Rentals tend to go quickly, therefore any unit that may be available now, may not be in the new year...
0 votes Thank Flag Link Mon Sep 3, 2012
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