With those answers, you might as well buy the place. Private money lending disregards credit for the approval process. It does affect your rate. We require that you can show proof of income and a picture ID. If you use a Realtor who works with short sale property and foreclosures, you may be able to find a place a whole lot cheaper AND possible get a mortgage payment less than rent. After closing we'll coach you on credit clean up and get you back into a better conventional rate.
Polack & Associates, LLC
(404) 644 3295
It depends on what's on your credit. A landlord wants to make sure that you will pay your monthly rent on time. If you have a good rental history but have some other challenges a landlord may be willing to rent to you with an increased deposit. However, you won't know until you try so best of luck.