Rentals in Midwood>Question Details

ld31, Renter in Brooklyn, NY

I'm looking for a 2 or 3 bedroom apartment, possibly with backyard/ outdoor area. Max 1750 per month. We are looking to move in the summer. Thanks!

Asked by ld31, Brooklyn, NY Sat May 4, 2013

We are a family of 3 plus one cat. Love gardening.

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6
Rent today; Buy tomorrow. How to convert from Tenant to Homeowner.

When I rented my first apartment in Astoria, I did not want to be a Tenant my whole life and pay my Landlord’s mortgage. I longed to become a Homeowner.

That’s why I found my way into the mortgage business in 1989 and soon afterward became a Homeowner. Here are the fundamentals any Tenant should know to prepare to become a Homeowner in the future, no matter when that might be.

• Credit: Establish 3 credit accounts, no more than 5. Pay your bills on time. Keep your balances to no more than 50% of your credit limit. Don’t pay off the accounts in full. Keep balances active for 12-24 months. All of the above will provide both a good credit score and adequate credit history to qualify for a mortgage loan.

• Assets: A basic savings budget isn’t hard to do. Pay your rent first in your budget; then set aside 10% of your income before taxes . Make it a budget priority and you’ll still have money left over for entertainment and restaurants and clothing.

How much money do you need to buy a home? Many buyers spend no more than $25,000 to buy their first homes. There are loan programs with low down payment requirements and many real estate agents negotiate for their Buyers a “Seller’s concession” to include the Buyer’s closing costs (which are HIGH here in New York!) in the price of the home.

• Income: Two years consistent income is the basic requirement for either a salaried individual or a self-employed person. Income from Bonus, Commission, and Overtime is treated differently and is best discussed with your Mortgage Banker.

• Market Survey: it doesn’t hurt to go out and get to know neighborhoods where you might like to buy a home. Visit open houses on Saturdays and Sundays. It’s okay that you’re not yet buying; tell the Realtor at the Open House you’re just beginning your “survey.” You’ll also get to know market prices for different kinds of homes. It’s okay to “window shop” homes on the weekend at Open Houses!

I hope these fundamentals will help you better understand the path to homeownership is a process that, with preparation and dedication, you can move through easily. And if you’re interested in getting Prequalified today to create an Action Plan for your future of Homeownership, call me anytime!

Trevor Curran
NMLS #40140
http://www.tcurranmortgage.com

*If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks!
1 vote Thank Flag Link Tue Aug 20, 2013
Hello,
In what area are you seeking an apartment? At Fillmore Real Estate we have a number of listings that would possibly match your price range.
I do have properties available in that price range. Give me a call or text 347 612 2890 so we can I can arrange to show you some locations. I am ready to assist you.

You may contact me at

Jacqueline Alexander
Licensed Real Estate Salesperson
Fillmore Real Estate HQ
Cell: 347-612-2890
Fax: 718-732-1165
1 vote Thank Flag Link Tue May 7, 2013
Hello,
In what area are you seeking an apartment? At Fillmore Real Estate we have a number of listings that would possibly match your price range.
I have properties available in that price range. Give me a call or text 347 612 2890 so I can arrange to show you some locations. I am ready to assist you.

You may contact me at

Jacqueline Alexander
Licensed Real Estate Salesperson
Fillmore Real Estate HQ
Cell: 347-612-2890
Fax: 718-732-1165
0 votes Thank Flag Link Thu Jul 18, 2013
Hello,
In what area are you seeking an apartment? At Fillmore Real Estate we have a number of listings that would possibly match your price range.
I have properties available in that price range. Give me a call or text 347 612 2890 so I can arrange to show you some locations. I am ready to assist you.

You may contact me at

Jacqueline Alexander
Licensed Real Estate Salesperson
Fillmore Real Estate HQ
Cell: 347-612-2890
Fax: 718-732-1165
0 votes Thank Flag Link Thu Jul 18, 2013
Good afternoon Id31,

I’m no real estate agent, just a humble Mortgage Banker, but I can give you some guidance on your search for the right rental apartment.

In my experience in the real estate trade, I’ve discovered that the consumer is best served by adopting some simple strategies, whether you’re buying a home, selling one, or renting an apartment.

First: remember that real estate agents work on commission. The better quality agents---and those with the most experience---will be testing you from the initial contact to determine if you’re serious and will commit to using their services. Why? Because real estate is like any other business. You don’t get to stand in line at the fast food restaurant just to stare at the menu without actually buying some food at one point. It’s the same idea: the experienced real estate professional has to earn a living by renting apartments to serious and qualified prospective renters.

Therefore, the smart consumer should be well-prepared and committed to respecting the real estate professional’s time. That means: know your requirements for the apartment you wish to rent in terms of location, amenities (one bedroom versus three bedrooms; elevator building or private house), and location (proximity to public transportation or need for parking), and price. If you present yourself as well-prepared you’ll have a better chance of working with an experienced agent who will work hard to find you the right apartment.

Second, start with the internet---especially TRULIA.com---but stay “local.” Don’t think at real estate agent in Brooklyn can find you an apartment in Queens, or vice versa. Here on TRULIA.com you can easily find a local professional by clicking on “FIND a PRO” at the top of this page. There you can hone in on a seasoned professional in exactly the area where you wish to rent your apartment.

TRULIA provides exceptional tools to help you as a consumer understand the quality of the professional you’re working with. Read the agent’s profile; check out the recommendations from previous clients; get to know the level of experience of the agent and the areas that agent covers.

Third, real estate agents are prevented by Federal regulations from answering certain types of questions. They cannot discuss schools or school districts, crime statistics, and a variety of other issues prohibited by Fair Housing regulations. If your agent is vague when you ask certain types of questions, no you know why.

Finally, demonstrate your level of seriousness to your real estate agent. Show up on time for your appointments to view apartments. If you’re required to submit documents for the Landlord to review with your rental application, get them into your agent’s hands pronto. Not only does this help you potentially get one step up on a competing renter, but you’ll be viewed by the Landlord as a responsible renter. Landlords prefer responsible renters, don’t they?
I hope that helps you improve the results of your search for an apartment, and helps you with a better quality experience.

Trevor Curran
NMLS #40140
Mobile: 516-582-9181
Office: 516-829-2900
Fax: 516-829-2944
PowerHouse Solutions, Inc.
1010 Northern Blvd. Suite 234
Great Neck NY 11021
Licensed Mortgage Banker – NYS Dept. of Financial Services
NMLS#3528

*If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks!
0 votes Thank Flag Link Thu Jul 18, 2013
Consider working with an agent of your own; check local print media for by owner rentals, always verify ownership before exchanging any money, word of mouth, etc.
0 votes Thank Flag Link Sat May 4, 2013
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