Try a rental complex. That way you do not have to do a full background check on the owner to verify they are the actual owner and that they are not in foreclosure. Also if you rent from an owner you need to check on them every month so you can save money to move if you end up getting served at your work with the Foreclosure paperwork to give you notice!
If you can get your credit score to 620 you may be able to get up to $20K or possibly more from Pasco County to buy a home.
All the best,