Rentals in Charlotte>Question Details

Eric Littlej…, Other/Just Looking in Charlotte, NC

I had to move from my previous apartment due to take over by another rental group. I need to find a property that will rent to those with bad credit .

Asked by Eric Littlejohn, Charlotte, NC Thu Oct 3, 2013

I have an eviction on my credit due to a divorce. I have a job but no one will give me a chance because of it.

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0 votes Thank Flag Link Fri Oct 4, 2013
Good morning Eric:
Experian says that evictions don't show on their reports, but judgements do. You will need to settle the judgement. http://www.experian.com/blogs/ask-experian/2012/05/09/deleti…

Here are some good sources for renting after an eviction
https://www.annualcreditreport.com/cra/index.jsp
http://www.experian.com/ask_max/max072705c.html
http://www.fundcahomes.com/Eviction/How-To-Get-A-Apartment-W…

There are some good publications on tenant tights here:
http://www.ncleg.net/gascripts/Statutes/StatutesTOC.pl?Chapt…
http://www.ncdoj.gov/getdoc/65f98289-61ec-4d13-b2dc-133bb5c4…
http://www.legalaidnc.org/public/learn/publications/brochure…

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0 votes Thank Flag Link Fri Oct 4, 2013
Eric, David (below) is right. You need to find a place that is not operated by a rental agency but rather by the owner. You also should get the current management to give you a letter showing your on time payment history. (If the only reason they are making you move was a past eviction.) Try and also show them your on time payment history with other purchases, perhaps a car or other bill.

You can also offer to pay the future owner one or two months up front, so you will always be ahead on your payments. Or offer to pay an additional months deposit. Something that will make them feel comfortable in taking a chance on you. You will always get this money back if you stick with the good payment history and you don't do any damage to the property.

Good luck.
0 votes Thank Flag Link Fri Oct 4, 2013
Eric,

You may have to look for a place that is rented out by an individual rather than a management company. A person might be more understanding and give you a chance..... That is the only way I know of getting around the eviction. Most places run a credit history and ask the question of whether you have been evicted or not. If you answer yes to that question it is an automatic denial.

Dave diCecco
Realtor/Broker
Helen Adams Realty
Cell: 704-519-7895
ddicecco@helenadamsrealty.com
http://www.davedicecco.com
0 votes Thank Flag Link Fri Oct 4, 2013
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