We will be posting a 5 bedroom house in your price range in the Winding Walk community of Otay Ranch early next week . If you would like to get advance information, please call.
Integrity Plus Property Management
However, at your budget, you might consider purchasing in the area. Its at least a good idea to learn what is out there.
For example, the mortgage payment on a $400,000 loan with a 4% interest rate (payed over 30-years) is about $1910 (not including taxes, mello roos, HOA's, etc). Of course, speaking to a lender can give you more exact numbers.
There are plenty of properties in the areas you listed within the 400-500k price range that fit your criteria. You can see the active listings for the area in the web reference I included.
Feel free to use my website as a tool to learn more about mortgage payments using the mortgage calculator, and for searching active listings to see if purchasing is something you might be interested in. I am also available to answer any other questions you might have.