Many times, the monthly rental is just a high as a mortgage. Have you tried to get pre-quailed with a lender. You will be surprised. There are many FHA (Bank Owned or Foreclosed) homes available. There are some Buyers that have made a very low down payment in order to get the home of their dream. The bottom line is, you are the Owner, you not just making someone else rich. It will take most lenders 15-20 minutes to pre-qualify you. But, you never know, if you don't try.
I would love to assist you in your real estate needs. My contact information is as follows:
Coldwell Banker SSK
Janice Johnson, Associate Broker
478-745-3991 Ext: 224