paying off debt and delinquent bills are always a good idea.
But working with people you know and trust is always a good way to go!
I highly recommend you contact someone that can help you. Most will meet with you for free initially, but it might be worth hiring them to make sure your credit is as good as it possibly can be.
I can recommend Credit Correct.
You may contact Erik Lacy, firstname.lastname@example.org. He offers free consultations over the phone.
You can also model scenarios e.g. paying off cards etc to see what effect it has on your score. Good luck to you.
Another good way to help you to either buy or rent is to have a good security deposit or down payment. It can also be a good idea to have at lease one months rent or mortgage payment set aside in a savings account in case of emergency.
Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
20+ Years Experience
9am till 7pm Monday thru Saturday, Sundays by appt.
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