Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
20+ Years Experience
9am till 7pm 7 days
It depends on the type of BK, chapter 7, 11 or 13 and the circumstances that caused it. I would encourage you to contact a great local lender to discuss your circumstances to be able to plan.
It can be as early as from the release of chapter 13 to up to 5 years past a chapter 7. It will also depend upon the type of loan you are getting, some loan products like FHA can be easier to get than conventional.