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Jesus Sanchez, Home Buyer in Huntington Park, CA

How long do I have to wait to buy a home after a bankruptcy? I would be a first time buyer.

Asked by Jesus Sanchez, Huntington Park, CA Mon Jul 1, 2013

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Hello Jesus, you may qualify to buy with special circumstance before two years but two years is the timeframe you will need to qualify FHA. It only takes a few dozen questions to qualify you in minutes. I specialize in Under 640 Fico Score Loans and offer credit repair at no cost to raise fico scores to qualify. Here are some links to study and consider that I offer.

http://www.under640ficoscoreloans.com/Pages/Conventional.aspx

http://www.under640ficoscoreloans.com/Pages/FHA.aspx

http://www.under640ficoscoreloans.com/Pages/JumboLoan.aspx

http://www.under640ficoscoreloans.com/Pages/CHDAPLoans.aspx

http://www.under640ficoscoreloans.com/Pages/HalfPercentDown.aspx

http://www.under640ficoscoreloans.com/Pages/ContactSheryl.aspx
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0 votes Thank Flag Link Mon Jul 1, 2013
Jesus,
It depends on the type of BK, chapter 7, 11 or 13 and the circumstances that caused it. I would encourage you to contact a great local lender to discuss your circumstances to be able to plan.
It can be as early as from the release of chapter 13 to up to 5 years past a chapter 7. It will also depend upon the type of loan you are getting, some loan products like FHA can be easier to get than conventional.
0 votes Thank Flag Link Mon Jul 1, 2013
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