It has become more difficult to for renters with bad credit to find homes to live as landlords themselves have been burned and are being more cautious.
Firstly, you must be totally honest with any landlord. Many times people have situation in their lives where they have been unemployed for a long time or have medical bills, etc. Some landlords will take that into consideration as long as your electric and gas bills are current and up to date.
I wish you the best of luck.
It is all about competition with rentals and what you can do that beats the competition.
Quality Mortgage Lending
RATED A+ WITH THE BBB
*We do Conventional loans down to a 620 score
*We do FHA loans down to a 580 score
*We do USDA loans down to a 620 score (no money down)
*We do $100 down payment FHA program
*Unlimited Loan To Value refinances on Fannie/Freddie refinances (only on loans originated before May 31st 2009
*We do VA loans down to a 620 score
*We give free counseling on what needs to be done to improve your credit score.
*We do 203k loans down to a 620 score
*We do reverse mortgages
*We do JUMBO loans to 12 million
*We do Itin loans