Rentals in Canarsie>Question Details

Dane, Renter in Canarsie, Brooklyn, NY

Hi, I'm looking for a 3 bedroom apartment for rent in Canarsie. No more than $1829. per month rent. Thank you.

Asked by Dane, Canarsie, Brooklyn, NY Thu Jul 19, 2012

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Rent today; Buy tomorrow. How to convert from Tenant to Homeowner.

When I rented my first apartment in Astoria, I did not want to be a Tenant my whole life and pay my Landlord’s mortgage. I longed to become a Homeowner.

That’s why I found my way into the mortgage business in 1989 and soon afterward became a Homeowner. Here are the fundamentals any Tenant should know to prepare to become a Homeowner in the future, no matter when that might be.

• Credit: Establish 3 credit accounts, no more than 5. Pay your bills on time. Keep your balances to no more than 50% of your credit limit. Don’t pay off the accounts in full. Keep balances active for 12-24 months. All of the above will provide both a good credit score and adequate credit history to qualify for a mortgage loan.

• Assets: A basic savings budget isn’t hard to do. Pay your rent first in your budget; then set aside 10% of your income before taxes . Make it a budget priority and you’ll still have money left over for entertainment and restaurants and clothing.

How much money do you need to buy a home? Many buyers spend no more than $25,000 to buy their first homes. There are loan programs with low down payment requirements and many real estate agents negotiate for their Buyers a “Seller’s concession” to include the Buyer’s closing costs (which are HIGH here in New York!) in the price of the home.

• Income: Two years consistent income is the basic requirement for either a salaried individual or a self-employed person. Income from Bonus, Commission, and Overtime is treated differently and is best discussed with your Mortgage Banker.

• Market Survey: it doesn’t hurt to go out and get to know neighborhoods where you might like to buy a home. Visit open houses on Saturdays and Sundays. It’s okay that you’re not yet buying; tell the Realtor at the Open House you’re just beginning your “survey.” You’ll also get to know market prices for different kinds of homes. It’s okay to “window shop” homes on the weekend at Open Houses!

I hope these fundamentals will help you better understand the path to homeownership is a process that, with preparation and dedication, you can move through easily. And if you’re interested in getting Prequalified today to create an Action Plan for your future of Homeownership, call me anytime!

Trevor Curran
NMLS #40140

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0 votes Thank Flag Link Tue Aug 20, 2013

I can assist you in finding your new apartment As soon as possible. Please call me 1646 289 0704.

Thank you,

Jessica B.
0 votes Thank Flag Link Fri Dec 7, 2012
Hello Dane,
I would love to help you. My apartments are rented at an extremely fast rate, so give me a call asap 347-579-3894. I look forward to speaking with you.

Michael Douglas
Licensed Real Estate Salesperson
0 votes Thank Flag Link Mon Jul 30, 2012
Hello Dane,

Thank you for your inquiry. I can definitely assist you in this matter. You can contact me at 718-376-4994 or

Robert Tracey
0 votes Thank Flag Link Fri Jul 27, 2012
Shouldn't be a problem. Let's find one you'll like! Call me anytime. :-)

Luke Constantino
Commercial | Residential
Direct: (212) 300-3919
0 votes Thank Flag Link Thu Jul 26, 2012
If you are still looking for a 3 bedroom apartment I have several in Canarsie. Please call my office at 718-483-9982.
0 votes Thank Flag Link Fri Jul 20, 2012
Hi, I would love to help you find your apartment, if you're interested you can call me at 718-635-2421, in the meantime wish you the best! Jeannette Batsikas
0 votes Thank Flag Link Thu Jul 19, 2012
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