Wifey, Renter in Bronx, NY

Hi, I am looking for a 3bdrm and 2 bath home/apt in the Bronx to rent. Currently, we are nearing the end of our bankruptcy payouts. Would it still?

Asked by Wifey, Bronx, NY Fri May 31, 2013

Be difficult to rent? Can we offer more in security? We are a daily of 4 (husband, wife and 2 adult daughters)

Help the community by answering this question:

Answers

8
Hi,  

Thanks for your inquiry. Our office has a rental division and specializes in exclusive rental listings in the Bronx. Call the office at (929) 222-4200 and explain to the receptionist what you're looking for so she can assign you to the proper agent. Best of luck with your search! 

John Lajara REALTOR®/Notary Public Certified Buyer Representative® (CBR) Certified Distressed Property Expert® (CDPE) "Saving families from foreclosure"
Cell: 917-848-4655 Fax: 917-522-9638 Website: http://www.JohnsRealtySuccess.com E-mail Address:john25lajara@gmail.com
RE/MAX In The City
| 5776 Mosholu Ave Bronx| NY | 10471

Like me on Facebook for lifestyle info in the highly desirable Throgs Neck (Bronx, NY) http://www.facebook.com/throgsneck

Visit me on Trulia & Zillow! http://www.trulia.com/profile/johnlajara
0 votes Thank Flag Link Tue Aug 20, 2013
Rent today; Buy tomorrow. How to convert from Tenant to Homeowner.

When I rented my first apartment in Astoria, I did not want to be a Tenant my whole life and pay my Landlord’s mortgage. I longed to become a Homeowner.

That’s why I found my way into the mortgage business in 1989 and soon afterward became a Homeowner. Here are the fundamentals any Tenant should know to prepare to become a Homeowner in the future, no matter when that might be.

• Credit: Establish 3 credit accounts, no more than 5. Pay your bills on time. Keep your balances to no more than 50% of your credit limit. Don’t pay off the accounts in full. Keep balances active for 12-24 months. All of the above will provide both a good credit score and adequate credit history to qualify for a mortgage loan.

• Assets: A basic savings budget isn’t hard to do. Pay your rent first in your budget; then set aside 10% of your income before taxes . Make it a budget priority and you’ll still have money left over for entertainment and restaurants and clothing.

How much money do you need to buy a home? Many buyers spend no more than $25,000 to buy their first homes. There are loan programs with low down payment requirements and many real estate agents negotiate for their Buyers a “Seller’s concession” to include the Buyer’s closing costs (which are HIGH here in New York!) in the price of the home.

• Income: Two years consistent income is the basic requirement for either a salaried individual or a self-employed person. Income from Bonus, Commission, and Overtime is treated differently and is best discussed with your Mortgage Banker.

• Market Survey: it doesn’t hurt to go out and get to know neighborhoods where you might like to buy a home. Visit open houses on Saturdays and Sundays. It’s okay that you’re not yet buying; tell the Realtor at the Open House you’re just beginning your “survey.” You’ll also get to know market prices for different kinds of homes. It’s okay to “window shop” homes on the weekend at Open Houses!

I hope these fundamentals will help you better understand the path to homeownership is a process that, with preparation and dedication, you can move through easily. And if you’re interested in getting Prequalified today to create an Action Plan for your future of Homeownership, call me anytime!

Trevor Curran
NMLS #40140
http://www.tcurranmortgage.com

*If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks!
0 votes Thank Flag Link Tue Aug 20, 2013
I’m no real estate agent, just a humble Mortgage Banker, but I can give you some guidance on your search for the right rental apartment.

In my experience in the real estate trade, I’ve discovered that the consumer is best served by adopting some simple strategies, whether you’re buying a home, selling one, or renting an apartment.

First: remember that real estate agents work on commission. The better quality agents---and those with the most experience---will be testing you from the initial contact to determine if you’re serious and will commit to using their services. Why? Because real estate is like any other business. You don’t get to stand in line at the fast food restaurant just to stare at the menu without actually buying some food at one point. It’s the same idea: the experienced real estate professional has to earn a living by renting apartments to serious and qualified prospective renters.

Therefore, the smart consumer should be well-prepared and committed to respecting the real estate professional’s time. That means: know your requirements for the apartment you wish to rent in terms of location, amenities (one bedroom versus three bedrooms; elevator building or private house), and location (proximity to public transportation or need for parking), and price. If you present yourself as well-prepared you’ll have a better chance of working with an experienced agent who will work hard to find you the right apartment.

Second, start with the internet---especially TRULIA.com---but stay “local.” Don’t think at real estate agent in Brooklyn can find you an apartment in Queens, or vice versa. Here on TRULIA.com you can easily find a local professional by clicking on “FIND a PRO” at the top of this page. There you can hone in on a seasoned professional in exactly the area where you wish to rent your apartment. TRULIA provides exceptional tools to help you as a consumer understand the quality of the professional you’re working with. Read the agent’s profile; check out the recommendations from previous clients; get to know the level of experience of the agent and the areas that agent covers.

Third, real estate agents are prevented by Federal regulations from answering certain types of questions. They cannot discuss schools or school districts, crime statistics, and a variety of other issues prohibited by Fair Housing regulations. If your agent is vague when you ask certain types of questions, now you know why.

Finally, demonstrate your level of seriousness to your real estate agent. Show up on time for your appointments to view apartments. If you’re required to submit documents for the Landlord to review with your rental application, get them into your agent’s hands pronto. Not only does this help you potentially get one step ahead of a competing renter, but you’ll be viewed by the Landlord as a responsible renter. Landlords prefer responsible renters, don’t they?

I hope that helps you improve the results of your search for an apartment, and helps you with a better quality experience.

Trevor Curran
NMLS #40140
Mobile: 516-582-9181
Office: 516-829-2900
Fax: 516-829-2944
PowerHouse Solutions, Inc.
1010 Northern Blvd. Suite 234
Great Neck NY 11021
Licensed Mortgage Banker – NYS Dept. of Financial Services
NMLS#3528

*If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks!
0 votes Thank Flag Link Mon Jul 8, 2013
You will be fine.

It will be upto the Property Manager and , or the Owner.

Mildred has a few good things for you, call her.

Good luck.
Ruth
Web Reference: http://ruthandperry.com
0 votes Thank Flag Link Sat Jun 15, 2013
Call our office we have a huge rental department with a wide range of rentals in the Bronx. They do go fast so call today at 347-202-4965. The faster you get into our office to fill out an apartment application the faster a professional will work hard for you to get you a place you can call home the fits your criteria.

Best of Luck,

Millie Valentin
Exit Realty Search
3928 E. Tremont Avenue
Bronx, NY 10465
http://www.ExitRealtySearch.com
Web Reference: http://throgsneckhomes.com
0 votes Thank Flag Link Sat Jun 15, 2013
Hi there-

You can get started here on Trulia: http://www.trulia.com/for_rent/Bronx,NY/

Ali CM
0 votes Thank Flag Link Tue Jun 4, 2013
As for difficulty in renting, much will depend on the individual landlord; therefore consider being upfront, be prepared to show proof of employment/pay stubs. If it becomes difficult, possibly offer extra security, possibly pre pay some of the rent, have reference letters handy, etc.; or consider a guarantor.
0 votes Thank Flag Link Sat Jun 1, 2013
Hi, 

Thanks for your inquiry. Our office has a rental division and specializes in exclusive rental listings in the Bronx. Call the office at 347-202-4965 and explain to the receptionist what you're looking for so she can assign you to the proper agent. Best of luck with your search! 

John Lajara REALTOR®/Notary Public Certified Buyer Representative (CBR) Cell: 917-848-4655 Fax: 917-522-9638 http://www.JohnsRealtySuccess.comjohn25lajara@yahoo.com EXIT REALTY SEARCH | 3928 E. Tremont Ave | Bronx | NY | 10465 Visit me on Trulia & Zillow http://www.trulia.com/profile/johnlajara & http://…
0 votes Thank Flag Link Sat Jun 1, 2013
Search Advice
Ask our community a question
Email me when…

Learn more

Copyright © 2016 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer