But in general poor credit does limit the choice of opportunuties. and in general the housing that is available without a credit report or poor credit is less desirable. call me David Siegel, sole proprietor at David Siegel Real Estate if your prospects have truly verifiable income and good current landlord reference. I have decent 3 bedroom houses for arround $850-$900 in SW and west Philadelphia
Why would someone rent to someone who has a history of bad credit unless they can prove otherwise unless it was a place where no one else wanted to live and the owner was desperate.
We in the real estate world are also suspicious of someone wanting to pay a year in advance.
That usually means there is something wrong.