Life only gives to you what you ask of it. If you ask for 'nothing'... it will give you plenty of it.
Let me know how I can help
Keller Williams Realty
If you're looking to buy instead of rent you may be able to go FHA...do you have money for down payment & closing costs?
I am not as concerned with whether you're behind on your dillards account or have old medical bills....
but that's me....i would say if you've never had a foreclosure or lease broken and you have excellent rental history (written referernce letters are great!) then it would be worth a try
of course if you're a non-smoker with no pets, well that only helps your case!