I suppose there are always exceptions but I have yet to find it in the Senior Communities I work. They are very strict and require proof of age before closing escrow to purchase a home. May I suggest that if you have your sites on a particular senior community do your homework first. Call the HOA and see how strict or flexible they might be.
Allison James Estates & Homes
You may possibly work this out if you have a cohabitor who is 55 or older. You will need to verify before you bank on it.
Harold Sharpe - Broker
So Cal Homes
California Department of Real Estate Broker License # 01312992
Yes, kind of, but itâ€™s more accurate to say that senior housing developments fall under CA State and Local Fair Housing laws that introduce flexibility. Let me explain â€¦.
The Unruh Civil Rights Act specifically allows for senior citizen accommodations by permitting discrimination against families with children (yes, you read that right) under the following terms and conditions:
1) Senior citizens are persons 55 or older in a senior citizen housing development. A younger spouse or COHABITANT may also reside in the senior housing development as long as they are a MINIMUM of 45 YEARS of age.
2) Senior citizen projects must have at least 35 to 150 units. The actual number a project must have is dictated on whether it is located in a "Standard Metropolitan Statistical Area (SMSA) or not. If in a SMSA the project must be 150 or more units; if not, it must consist of no less than 35 units.
Note that the Unruh Act DOES NOT apply mobile home parks or developments as these fall under the more stringent requirements set forth under the federal Fair Housing Act of 1988, as amended.
So, technically, it sounds like you could become a roommate in a 55+ community if you find someone looking for a roommate.
If it's any consolation, there will come a day that you make it to 55 and can buy!