Rental Basics in 33647>Question Details

Tjsturgeon, Home Buyer in Tampa, FL

looking for a 3/2 townhouse or condo in 33647 budget of $1100 max.

Asked by Tjsturgeon, Tampa, FL Sat May 26, 2012

Help the community by answering this question:

Answers

6
Also be sure to investigate to be sure the landlord is current with their mortgage or he may decide to do a pre-foreclosure, Short Sale and you may be required to allow showings with minimal notice. Also if the A/C breaks, a financially distressed owner may not have the money to repair or replace it!

Better to rent in a rental apartment complex or do a lot of homework investigating the owner before handing over any money.

If your credit is sufficient but you lack the downpayment money to be an owner, the State of Florida has up to $7,500 in the first time homebuyer bond program. Go here and select a lender on the approved list and they can reserve the money for you:

http://apps.floridahousing.org/StandAlone/FTHBWizard/FTHBWiz…

Other lenders may not want to even tell you about this program because it does limit the profit the lender can make on your mortgage because the State of Florida will not allow a lender to overcharge you on the rate or fees. You must also have a 640 Fico and be able to qualify for an FHA, USDA, VA or conventional mortgage. You cannot buy a "fixer upper" property, it has to be in good functional condition (it can still be ugly, by the way, but must be functional lol)

If your credit is preventing you from getting a mortgage you may be able to find a credit union to take the risk with you. You will probably need 20% down and a stable job history and not too much debt. A bankruptcy is okay and even a short sale. They will not have to "fit" you into the exact guidelines that the typical bank or mortgage lender will require.

Lastly you might try the NACA program. You will need to plan on renting for a while but it may help you to eventually be able to buy. Just make sure to select your Realtor "first" and have her/him sign you up on the program or she may have to give a large fee to NACA. Here's info:

https://www.nacalynx.com/nacaWeb/purchase/purchaseProgram.as…

Also your Realtor can give you a Listingbook account to search for rentals. If you're not yet working with a Realtor, you're welcome to sign up for a free Listingbook account on my website:

http://www.SoldOnTampa.com

All the best,
Alma
Alma Rose Kee, PA
Future Home Realty
813.244.9898
http://www.SoldOnTampa.com
1 vote Thank Flag Link Sun May 27, 2012
Thank you so much for the great information! I will be going to your website now and possibly contacting you for additional information. Thanks again!
Flag Sun May 27, 2012
I am a local investor in tampa. I can help you Find what you are looking for.
email me at ericacartagena14@gmail.com
0 votes Thank Flag Link Wed Feb 26, 2014
If you need any help buying selling or leasing any residential or commercial property. please call me at (813)-401-1851!!
0 votes Thank Flag Link Tue Feb 18, 2014
Tjsturgeon,

Are you renting? or buying? If renting the selection of 3/2 townhomes is currently slim. If you have good credit and prepared to move in by providing first, last and security deposits, select one rental agent that will help you find that special rental unit.

Best regards,

Lynn Brock
Brock Realty Inc
941.313.1234
http://www.brockrealty-inc.com

If you'd like to search the MLS like an agent in real time, you can visit our website and sign up for a free Listing Book account. You will be able to change the search criteria to suit yourself and received morning reports regarding new listings, price changes and recent pendings.
0 votes Thank Flag Link Sun Jul 1, 2012
Please visit http://www.DanTurnerRentals.com to see the most up to date rental listings available on the MLS. Let me know when you have identified a few and we can set up showings.
0 votes Thank Flag Link Tue May 29, 2012
There were two communitites that came up with rentals in this price point. Nassau Point at Heritage and Hammocks. You should be able to find these listings on Trulia. Good-luck.
0 votes Thank Flag Link Sat May 26, 2012
Search Advice
Ask our community a question
Email me when…

Learn more

Copyright © 2014 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer