Basic maintenance like batteries, light bulbs, window screens and anything you cause...like toilet stoppages.
Owner normally should pay for any issues with the structure or performance of the house like broken AC, Heat, Water Heaters, Roofs. Owner would also normally pay for HOA, but not violations of HOA rules.
Hope this helps.
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This is always negotiable with your landlord, but it will likely raise your rent if you don't want to take care of the yard/shrubs. The rental price most likely has the HOA rates built in if there is a community pool or playground.
Systematic Home Inspections
The earlier answers provide good information. I would only add that many leases require you to have 'renter's insurance'. The owner will have a homeowner's policy that covers the house itself.
All my best,