Call 537-3000 and ask for Brian Toohey, Terra Mortgage (be sure to tell him I referred you). Brian is currently working with a couple I am working with in building up their credit score so that they will be able to buy a home in 2-3 months. I call him ... my "miracle worker". If it can be done, he will do it. It never hurts to just pick up the phone and talk. It's a way to get started with no obligation.
FHA loans are a great way for someone that doesn't have good credit and for as low as 3.5% down you can buy a home. With FHA you can have a credit score as low as 640 and still get a loan. My lender that is very patient and works with first time buyers is Astrid Garner Stearns Lending 707-481-4828. If you only have money for the down payment don't worry I'm really good at getting the seller to pay for your closing costs, so you only need to come in with the downpayment. I have 28 years in the business and love working with first time buyers.
Please call me @ 707-953-3444
Your Friend in Real Estate,
credit union. There are many loan programs that can help you even if your credit
is not the best. Some lenders will even help you try to restore your credit rating. Should
you want any names of lenders that might be able to help you please give me a call.
It costs practically nothing to get pre-qualified with a lender and until you do that
step you can not move forward on any type of purchase. All offers require a pre-approval letter
from a lender for that offer to be considered. Call me if you have further questions or need
further help. Thank you, firstname.lastname@example.org
If you don't know where to start with lenders, contact me and I will give you some names of reputable loan brokers.