Best of luck,
CDPE - Certified Distressed Property Expert
Beachfront Realty, Inc.
Also, NEVER send money via Western Unon.......if the person says they can't meet you in person, or it sounds fishy...........it probably IS fishy.
Make sure you meet any potential landlord in person.....another tip off that it is a scam is when the rent sounds too good (too low) to be true!
Even if an owner is current on their mortgage payments, things can change and they could end up in foreclosure and you may have to allow showings.
This is less likely in an apartment complex.
As a renter you'll want to select a home that is not in pre foreclosure or foreclosure. You can check this out in public records. You can also try this website http://www.rentalforeclosure.com/ it is suppose to identify (free of charge) addresses that are in foreclosure. I have never tried it and can not verify its accuracy.
Try contacting a rental agent that handles rental properties. Typically, the Seller pays the commission to the rental agent not the renter. As a renter you will have to pay for the application fee which includes a credit and background check.
As far as a house in foreclosure, that is becoming more and more of an issue/non-issue. Some states, and I believe Florida is one of them, New Jersey is certainly one of them, take an inordinately long time to complete the foreclosure process and, in the meantime, the owner is still the owner and legally permitted to rent out the house. In New Jersey even when the bank DOES take over the house they are not permitted to evict the tenant as long as the tenant has not violated the lease and is current on the rent. A lawyer is not permitted to mislead you, they owe you a fiduciary duty to deal with you fairly and honestly even if you are NOT their client, and if they violate this duty then they can be subject to punishment for ethics violations. If you speak to this lady's lawyer and he tells you it is all right to rent then home, then it is probably OK. Just be sure to listen very carefully to what they say and ask lots of questions about what happens if... Ideally, however, I would try to find a home NOT in foreclosure.
Chas Burdick - Burdick International Realty