Rental Basics in Cincinnati>Question Details

fieten12, Home Buyer in Cincinnati, OH

Is it hard to rent a home or apartment if your credit is not that great?

Asked by fieten12, Cincinnati, OH Tue Oct 2, 2012

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Every landlord has their own rules and methods of accepting tenants
0 votes Thank Flag Link Sat Jun 1, 2013
Short answer is no. Longer answer is it depends on why credit is not that great. Owners of homes and apartments decide if they will accept you as a renter, and they tend to look at work and rental history, and other aspects of your life. Let me know if I can help.
0 votes Thank Flag Link Tue Oct 2, 2012
Every Landlord has a different way of evaluatng a potential renter. Call some for units that are attractive to you and ask for an application and what that property's manager expects to see.
0 votes Thank Flag Link Tue Oct 2, 2012
A landlord uses your credit scores to determine how you handle your debts... do you take them seriously, or do you routinely pay them late?

If your credit scores are poor, it's a strong indicator that you're not consistently on-time with your obligations... that won't help you situation. Doesn't mean it's impossible... and it depends what you mean by "not that great"... but a good credit rating is something worth protecting and cherishing.
0 votes Thank Flag Link Tue Oct 2, 2012
Alan May, Real Estate Pro in 60201
MVP'08
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