I have such empathy for what you have just gone through with the flooding. Please let me know what you consider affordable. I have helped many people purchase and sell homes in the Boulder Permanently Affordable program. Some homes are under $200,000 and very nice -- built since year 2000 -- and you must qualify (income maximum, assets maximum and must be employed -- in short). Builders have been required to build 20% of their neighborhood in an affordable price range, so you, in your PA home, are often living amongst $600,000 homes and above.
Are you talking about purchasing or renting? Feel free to call, text or email and I can be more specific.
It is small, but you don't often see a house in Boulder for less than $350,000, if that. And most dwellings included under the Boulder program are attached dwellings like condos or townhouses.
You will need 10% down to buy a home contract for deed sometimes more.
In addition to Lafayette, I would also check out south Longmont (which is an easy drive to Boulder on the Diagonal Hwy.) and Erie (which is a little longer drive, but the spectacular mountain views along the way make if feel shorter.)
Also you might look further East to Lafayette for more affordable properties.
I sincerely hope you've found suitable housing by now, but in case you haven't, I would recommend you contact Jill Bryant here at RE/MAX of Boulder (303-449-7000) about temporary housing. Jill was displaced, too, but is leading a large effort to match folks with available temporary housing. If there's anything reasonably available, she'll probably know about it.
And I've knows people to entirely miss the sublet/short term section on Craigslist: http://boulder.craigslist.org/sub/
And this blog post may also help: http://www.trulia.com/blog/rovtar/filter/category/Rentals/57
Front Range Real Estate, Ltd.
Prudential Real Estate of the Rockies
(Soon to be Berkshire Hathaway HomeServices)
I'm sorry to hear you were in the path of the flood. There are so many displaced at this time and the rental market is very tight and I noticed a bit of a slow down in home sales as well. Are you looking to rent or purchase? If you are trying to purchase, what areas and price range are you considering? Let me know if I can help you in any way.
GreenSpot Real Estate
Unfortunately the housing and rental markets were tight before the flood and now even worse. A lot of times word-of-mouth is your best bet. Talk to everyone about your situation and your needs. The old saying, it's who you know, is true. Driving a distance (into metro area) will probably be required until things recover. I will keep you on my list. It sounds like you are looking to rent? How much can you afford and specific bed, bath, sqft, etc. requirements do you have? Call me to discuss the possibility to purchase -- there are a couple flexible loan programs out there...
All the best,
Owner / Broker