Hi Linda,

Many individuals in your situation are considering "leasing with the option to buy." This is a concept your real estate agent can explain to you.

Good luck

Linda in todays world of credit. You need 1 of 2 things to get started on the buying process.
#1 is good credit a fico score of 680 or better can get you into a house that you can afford based on your total income. OR #2 is money a big downpayment and income high enough to support the mortgage. Having both is best but one or the other can work. Check with your bank.