The other thing you could consider is a home warranty. I doubt the owner would pay for it, but sometimes you can get the bank to do it. And even if you can't get either one to pay it may be worthwhile to pay for it yourself. A home warranty insures all the major systems,. including appliances, for the home for a period of one year. If anything breaks down you only have to pay the deductible. It's also usually renewable at the end of the first year. Talk to your realtor and see what they think. I always recommend a home warranty because they are so cost effective and they eliminate an awful lot of home inspection issues since the items are covered under the warranty.