I would suggest that you continue to renovate your home to make it comfortable for you while you are living there as well as increase the value of your home for when you decide to sell. Just make sure that the renovations you decide to do increases your resale value.
Since you have a reasonable interest rate and you obviously don't have any difficulty paying your mortgage, you might as well continue to enjoy the tax benefits of having a mortgage and living in a comfortable, beautiful home.
When you do decide to sell, you can contact me at email@example.com or call me at 888-360-5757 x86
If you don't plan on selling any time soon, you may want to focus on paying off the loan and once that's accomplished, you can use the money you saved by paying off the loan early to make necessary improvements. If you don't mind living in an "unfinished house" in the meantime, I would think doing the improvements later might be better as they'll then also be newer and they'll add more value than if they had been done 5 - 10 years earlier. Good luck to you.
What are the additional improvements that you are thinking of doing to make it attractive for resale?
Can you do any of the labor yourself? Would any of these improvements greatly increase your and your neighborhood's quality of life? If it's landscaping consider putting in attractive but inexpensive perennials as these will come back (now's a great time to plant bulbs) and smaller trees and bushes as they will keep growing..It's a good idea to pay more towards your mortgage or at least put the extra money somewhere you can get it if you need it (but where it's safe and insured)
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