There are a few homes in Raytown that the owner has listed willing to sell as a lease purchase or with owner financing. It depends on your home needs, bedrooms/bathrooms/garage/etc and price range you need to stay in. Let me know if you would like me to look into some of the homes currently on the market and see if they fit your needs.... more
MLS # 1837710- Hi, Lois, this home is no longer available, it's currently under contract and being shown for back up offers only. I do have several others that may work for you though. I'll email them this afternoon, Linda 816-616-9876... more
I have on occasion been able to assist the pot. buyer to convince the seller that they, in a certain of time would be credit--worthy. Usually the seller wants a significant amt. of money as NON-REFUNDABLE down payment, so that if the buyer DOESN"T go through with the purchase, the sellers are not out the market time for their efforts in chosing to believe in the buyer.
It can be a win-win situation for both sides if you have cooperation and willing participants. The realtor needs to be able to help convince the seller that this is a good arrangement for all concerned.
If you would like my help, feel free to call me. I'm a full time realtor with Reece and Nichols in Lee's Summit and would love to help. Name is Janie Schoonmaker, cell) 816-665-4317... more
Depends on many variables such as condition, neighborhood, curb appeal, price, and demand for homes in Raytown. I have lived in Raytown 13 years and have seen homes for sale ranging from 1 month to over a year. When the KCMO School District lost accreditation on December 2011, 2 homes near me sold almost immediately. One was a new listing while the other had been on the market previously and was listed a few months before KCMO schools lost accreditation. I suggest you interview at least 3 Realtors, ask them to present comps for the area (comparing homes in the area similar to yours) and then list with one of the Realtors.... more
I would check your credit - there are many sites online to do this - but annualcreditreport.com is free. You need a minimum credit score to qualify for a 100% government loan like USDA, so I suggest you call an area lender to see what that minimum number is. 5 Years is a long time, so if you've maintained your other bills and have paid your rent on time - you may be surprised.
If that isn't an option, see if owner financing would be an option. Many sellers will offer that to you if you have been a good renter and have paid on time. The rate of interest will be higher, but having a record of on time payments can dramatically increase your credit score.
Let me know if I can be of further assistance.
Good Luck!!!... more
4 walls on the outside. A roof that is in good shape with no leaks. Insulation, newer furnace, and windows (energy costs). Good condition. First floor living (kitchen, bedroom, laundry). Easy floor plan to get around in. Ability to get a wheelchair in and around (just in case). Not to long a driveway if I have to plow snow. A longer driveway if I do not. Reasonably close to a v.a. hospital or clinic. 40 acres or more, I might settle for 20 if everything else was perfect. Far from a lot of noise and hustle. A nice solid foundation, not concrete blocks.
The most important amenity, a low price, low taxes, and decent neighbors. The neighbors are the more valuable part of the property. (A big garage is to drool over)
The least desirable things, stainless and granite. Keep the expensive crap away. I want low price and functional.... more