Financing in Rancho Cucamonga : Advice

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Jeff Hensel, Real Estate Pro in San Diego, CA
Jeff Hensel answered:
How long after a short sale can I obtain conventional financing?
If you found a property you couldn't pass up, you could obtain a short-term hard money loan and then refinance once you could qualify for a conventional loan again.
0 votes Share Flag Thu Jul 9, 2015 Financing in Rancho Cucamonga
Jeff Hensel, Real Estate Pro in San Diego, CA
Jeff Hensel answered:
How can I get a hard money loan for purchase of $425,000 with $250,000 down payment $175,000 loan amount and 740 fico score?
This is a great down payment with great credit. Any hard money lender would be interested in this deal.
1 vote Share Flag Thu Jul 9, 2015 Financing in Rancho Cucamonga
Von Bonilla…, Real Estate Pro in Pasadena, CA
Von Bonilla Von007.com answered:
FHA for soon to be College Graduate 1 month before graduation
Hello Rebecca,

What is your situation now? How did it play out?

Von
0 votes Share Flag Sat May 17, 2014 Financing in Rancho Cucamonga
Omar Khamisa, Real Estate Pro in stockton, CA
Omar Khamisa answered:
my home is valued at 319k. It is free and clear. Is there a broker that will grant a line of credit with a 550 score?
Hi Atlanta


I have not seen any lender or broker lending on heloc with low fico score. try to improve your score it would help .

good luck

Omar Khamisa
0 votes Share Flag Wed Dec 25, 2013 Financing in Rancho Cucamonga
Jesse Gonzal…, Real Estate Pro in Santa Rosa, CA
Jesse Gonzalez answered:
my home is valued at 319k. It is free and clear. Is there a broker that will grant a line of credit with a 550 score?
Hi Doris, if you're over the age of 62 you should look into the FHA reverse mortgage program.
Jesse Gonzalez, Broker
REALTOR
NMLS MLO-278103
NMLS ID- 10 ... more
1 vote Share Flag Thu Dec 19, 2013 Financing in Rancho Cucamonga
Patti Kane, Home Buyer in Boulder, CO
Patti Kane answered:
I've been trying to Modify for 5-6mo's w/ Indymac, now they want me to apply 4 HAMP, sign a 4506T? but I am Self-Employed and reported low
I had a short sale last year and my Realtor recommend http://www.cfs-mortgage.com/flex for a home loan. I am very happy to be able to purchase again.
0 votes Share Flag Sat May 18, 2013 Financing in Rancho Cucamonga
George Raymo…, Real Estate Pro in Chino Hills, CA
George Raymondo answered:
How can I get a 100% for a 2nd home?
The answer to this question is "Yes". I closed a home loan for a family like yours that they had grown out of their home. But in their case, they were needing to relocate to a ... more
0 votes Share Flag Mon Feb 6, 2012 Financing in Rancho Cucamonga
Rob Weber, Real Estate Pro in Oakbrook, IL
Rob Weber answered:
can I get an fha loan to purchase a new home if the property I live in is converted to a rental and I have only 15% equity in the property?
To add to Shane's answer you must be relocating with a new or current employer, not voluntarily moving.

Excerpt from Mortgagee Letter 08-25
Relocations: The homebuyer is reloca ... more
0 votes Share Flag Fri Oct 28, 2011 Financing in Rancho Cucamonga
Raymond Geer, Real Estate Pro in Rancho Cucamonga, CA
Raymond Geer answered:
When you apply for FHA loan do they count the daycare payment as part of your debt?
They will not count it against you as a ratio factor.
0 votes Share Flag Wed Mar 9, 2011 Financing in Rancho Cucamonga
Brenda Feria, Real Estate Pro in 23233
Brenda Feria answered:
I am refinancing. The rate lock and closing dates are fast approaching. If the finance company doesn't meet the deadline, can I back out of the
Confused,

Ocasionally, if a closing does not happen due to no fault of the homeowner, a lender will extend the lock-in rate. I would ask if they will do that for you, unless of cour ... more
0 votes Share Flag Mon Mar 7, 2011 Financing in Rancho Cucamonga
Andrew & Ele…, Real Estate Pro in Naples, FL
Andrew & Elena Ollick answered:
Can I buy a bank owned property and have a bank buy my property?
Banks are not in the business of selling or buying houses. They were simply forced into it and aren't exactly doing a great job.
So the siple answer is no, no bank would BUY your ... more
1 vote Share Flag Tue Oct 5, 2010 Financing in Rancho Cucamonga
Emily Knell, Real Estate Pro in Huntington Beach, CA
Emily Knell answered:
Is the pressure on due to Limited inventory or First Time Home Buyer Tax Credit to place offers on any house?
In Rancho Cucamonga inventory is limited period. I don't think it has much to do with the tax credit, but rather the bank's and their SHADOW INVENTORY. Banks have plenty of ... more
0 votes Share Flag Mon Aug 31, 2009 Financing in Rancho Cucamonga
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