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Amelia Robin…, Real Estate Pro in Falls Church, VA
Amelia Robinette answered:
Thinking about buying a house - Can the process be as expensive and intimidating as it seems?
When you have a knowledgeable Realtor partner, the process can be smooth and enjoyable. Yes, there are sometimes issues. Keep in mind, you hear a lot more about situations that go wrong ... more
0 votes Share Flag A few minutes ago Home Buying in Raleigh
Ernie Behrle, Real Estate Pro in Raleigh, NC
Ernie Behrle answered:
My house is at 4931 Oak Park Rd. It is listed on For Sale by Owner and is being posted on MLS through Click It. It is up on Click It now. How can?
The problem we have here with the Triangle MLS is that they rely on a compay called ListHub to upload all the listings to other websites. ListHub had issues with both Zillow & Trulia a ... more
0 votes Share Flag Wed Aug 26, 2015 Home Buying in 27612
Ruth and Per…, Real Estate Pro in Los Gatos, CA
Ruth and Perry Mistry answered:
Very low income grad student renting at $765/mo. Mid score 611. 72% card usage. Are there any lenders willing to work with such bleak circumstances???
I believe you are unless you go with a hard money lender.

Good luck.
0 votes Share Flag Tue Aug 25, 2015 Home Buying in Raleigh
Hannamiaa, Home Buyer in Fremont, CA
Hannamiaa answered:
What's the best way to find foreclosed homes owned by banks?
One way to find foreclosure listings, is call a professional Realtor and they can send you all the foreclosure listings. However, in today's market, foreclosure listings are not always ... more
0 votes Share Flag Sat Aug 22, 2015 Home Buying in Raleigh
Ernie Behrle, Real Estate Pro in Raleigh, NC
Ernie Behrle answered:
we are retiring soon and would love to purchase a townhome. what kind of deals are there from buying a new townhome from a builder if paying cash.?
I worked new home sales for many years and what was common was for certain upgrades to be included as specials or perhaps the additional appliances ( Refrigerator, Washer & Dryer). Bui ... more
0 votes Share Flag Sat Aug 22, 2015 Home Buying in Umstead
Ernie Behrle, Real Estate Pro in Raleigh, NC
Ernie Behrle answered:
Want to buy a home
Lisa.... sounds like you are working to do the right things.. remember you want NO late payments. That is more important than having money down especially since there are opportunitie ... more
0 votes Share Flag Mon Aug 17, 2015 Home Buying in Raleigh
Ernie Behrle, Real Estate Pro in Raleigh, NC
Ernie Behrle answered:
Should I refinance my car now (July 2015) before applying for a mortgage in 2016?
Refinancing to lower should have no affect but eventual positive on your credit score...just don't go out and purchase new. Another good thing to do is get your credit cards to reflec ... more
0 votes Share Flag Sun Aug 16, 2015 Home Buying in Raleigh
Ernie Behrle, Real Estate Pro in Raleigh, NC
Ernie Behrle answered:
I am a married 33/m with an 18 month old daughter and looking to grow my family. i love the prices but am unsure of the areas safety
I have been assisting people both purchase and sell homes in Raleigh and the surrounding area for 21 years now. If there is anything I can do to assist you let me know. Sean is correc ... more
0 votes Share Flag Sun Aug 16, 2015 Home Buying in Raleigh
Aaronbarton1…, Home Buyer in Raleigh, NC
Aaronbarton1982 answered:
Eviction on my credit, is there any way to get rid of it?!
Also check out www.werentforyou.org, they are an organization that can be co-signers for almost any state except Nevada, Rhode Island, and Philadelphia. I hope this helps as well. Anoth ... more
0 votes Share Flag Fri Aug 14, 2015 Rentals in Raleigh
John McKeever,  in Raleigh, NC
John McKeever asked:
Is there ANY bank or broker willing to do a reasonable loan for a non-warrantable condo as an INVESTOR purchase in NC? I have a strong financial background with a great healthy credit score and income. The condos are currently 60% owned by investors, so that's why it's non-warrantable. I understand…
0 votes Share Flag Tue Aug 4, 2015 Home Buying in 27603
Louisewatts, Home Buyer in Raleigh, NC
Louisewatts answered:
Is any utilities included in the rent such as cable and internet?
Water, trash and most of your insurance... (since it's a condo-- you only have to insure your contents -- saves, maybe $100 a month.)
No lawn, pest, exterior upkeep at all.
0 votes Share Flag Tue Jul 28, 2015 Shopping & Local Amenities in Umstead
Ernie Behrle, Real Estate Pro in Raleigh, NC
Ernie Behrle answered:
My house is at 4931 Oak Park Rd. It is listed on For Sale by Owner and is being posted on MLS through Click It. It is up on Click It now. How can?
It flows automatically with whatever is in the MLS. Any updates have to be done by Click It who will most likely charge you extra since they typically aren't know for doing full servic ... more
0 votes Share Flag Mon Jul 27, 2015 Home Selling in 27612
KC, Both Buyer and Seller in Raleigh, NC
KC asked:
Are the mortgage lending scores on myFico the real scores used by lenders? I am just wondering if the mortgage lending scores on myFico are accurate. My middle score is 686 and my other half middle score is 668. We need to work on increasing his scores above 680…
0 votes Share Flag Sat Jul 18, 2015 Credit Score in Raleigh
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
I am looking to buy a $250K 2nd home in raleigh, NC. I still have mortgage 1st home. What are the required DTI, asset, income?
Hi Matrix4749,

It depends on several things.

Will this be a new primary residence or is it a true 2nd or vacation home?

If it's a new primary, the answer will depend on the loa ... more
0 votes Share Flag Thu Jul 16, 2015 Financing in Raleigh
Ed Groussman, Real Estate Pro in Parsippany, NJ
Ed Groussman answered:
We are interested in buying our first home. My husband credit score is 598 on transunion and 587 on equifax. We have 1 year one our lease and we are
I can help as long as your score is 580+

Please email me at egroussman@homepointfinancial.com

Thanks
Ed
1 vote Share Flag Tue Jul 14, 2015 Credit Score in 27614
Ernie Behrle, Real Estate Pro in Raleigh, NC
Ernie Behrle answered:
We put in a back up offer on a house and the primary contact fell through, so we're it now. House is 40 years old and being sold "as
I'm also surprised about your what your agent told you? You have verifiable documentation and there isn't any reason you can't go back and renegotiate...especially if you are within yo ... more
0 votes Share Flag Tue Jul 14, 2015 Home Buying in Raleigh
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