Home Buying in Racine : Real Estate Advice

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Wayne Cowles, Home Owner in Racine, WI
Wayne Cowles answered:
How can I cancel my listing?
My Listings is not available in menu.
0 votes Share Flag Wed Jul 22, 2015 Home Buying in 53405
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
Credit score of 598, 2 points short to get an FHA loan.
Hi Erin,

I can do FHA loans down to a 580 score.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.
... more
0 votes Share Flag Mon Sep 15, 2014 Home Buying in Racine
Mark Nehs, W…, Real Estate Pro in Pewaukee, WI
Mark Nehs, Wisconsin answered:
Can I buy a home and find a lender who will finance me?
622 no problem. We do go by middle score but 622 works with me on a few programs. Contact me if interested.
0 votes Share Flag Mon Aug 4, 2014 Home Buying in 53402
Josh Barnett, Real Estate Pro in Chandler, OK
Josh Barnett answered:
Can I buy a home and find a lender who will finance me?
Complete a loan application with a local lender and the lender will be able to advise on which loan products are available.
0 votes Share Flag Sat Aug 2, 2014 Home Buying in Racine
Patrick Vand…,  in Milwaukee, WI
Patrick Vandenberg answered:
Do you know of anyone in S.E. Wi that would sell a small family home on a contract with $ 9-10,000 down payment 5 yrs ?
Art, Why are you asking that on this website when we already had this discussion in MY OFFICE?
Patrick
1 vote Share Flag Wed Feb 5, 2014 Home Buying in 53405
Sunnie Zemaj, Real Estate Pro in Kenosha, WI
Sunnie Zemaj answered:
Is there anyone who can help find nice land contract homes in the Racine/Kenosha area?
The term "nice" is vague.Please send me your criteria (neighborhood,area,school district,price range,etc).....I would be more than happy to assist you!




262-620-0439
0 votes Share Flag Fri Aug 9, 2013 Home Buying in Racine
Charley, Home Owner in Racine, WI
Charley answered:
Can the bank sue me on a foreclosed house after the Sheriff sale providing it was originally ruled 6 month redemption and no deficiency Jmt?
I am asking if they can come after me for the difference of what I owe on the house vs. the amount that it sold for at the Sheriff sale.
0 votes Share Flag Tue Jul 24, 2012 Foreclosure in Racine
Trevor Curran, Real Estate Pro in Great Neck, NY
Trevor Curran answered:
Credit score confusion! I recently requested my credit score on myfico.com (about a week ago) and found it was 507. I just requested my credit scores
We see many credit reports with low credit scores (anything less than 620), and often many scores in the 500's. This is BAD credit. If you are one of the folks affected by this terrible ... more
1 vote Share Flag Sun Apr 29, 2012 Credit Score in Racine
Trevor Curran, Real Estate Pro in Great Neck, NY
Trevor Curran answered:
I was discharged from a bankruptcy 16 months ago and my credit score is currently 507. I would like to purchase a home and so I would like to get it
Next step: begin rebuilding your credit. If you have current accounts with good payment histories, or even some previous late-payment-blemishes, make sure you continue to pay those acco ... more
1 vote Share Flag Sun Apr 29, 2012 Credit Score in Racine
Trevor Curran, Real Estate Pro in Great Neck, NY
Trevor Curran answered:
I have a poor credit score due to bankruptcy 18 months ago and now have 3 nearly maxed credit cards. I currently have enough cash to pay them off, so
First, settle any outstanding debt. If you owe money on collection accounts, charge-offs and/or judgments, make payment arrangements and get these accounts paid promptly.

Next, begin ... more
1 vote Share Flag Sun Apr 29, 2012 Credit Score in Racine
Linda Cefalu, Real Estate Pro in Franklin, WI
Linda Cefalu answered:
I will be moving to Racine within the next few months. Should I be talking to a local lender rather than one here in Nevada? And if so, whom should
Hi Joy,

You already have a few agents that have offered their services. I live in Racine County and I love it here. Racine is very large, so where you live is going to depend on yo ... more
1 vote Share Flag Sun Apr 8, 2012 Home Buying in Racine
Elva Wormley, Real Estate Pro in San Jose, CA
Elva Wormley answered:
Ok I started my trash out business and now I was wondering do i need insurance to do lawn work on foreclosure homes? Could I still get contracts?
Hi Terry,

If you don't already have insurance, you will definitely need it.

Best regards,

Elva Wormley
Cobalt Financial Corporation
0 votes Share Flag Fri May 13, 2011 Foreclosure in Racine
Dallas Texas, Real Estate Pro in Dallas, TN
Dallas Texas answered:
how do I find a full service bank in CO for my mortgage that has superior service like Johnson Bank in Racine WI?
Confused are you wanting to purchase another home in CO I am assuming ?

Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Bus ... more
0 votes Share Flag Tue Mar 15, 2011 Home Buying in Racine
Ajnorris08, Home Buyer in Racine, WI
Ajnorris08 answered:
Will we pass the manual FHA underwriters?
We are in the preapproval status right now and the "condition" (if that's what you want to call it) is that the collection be paid off, which we are doing. Does this pret ... more
0 votes Share Flag Fri Nov 26, 2010 Home Buying in Racine
Linda Cefalu, Real Estate Pro in Franklin, WI
Linda Cefalu answered:
Is there any place (perhaps a website) where I can find statistics on realtors? I am looking to buy a house in a few months and am not sure how I
Dear Jjohnson,

The May issue of Milwaukee Magazine has a great expose' on the top 7% of realtors in the Milwaukee Metro area. It also lists their names and contact information. ... more
0 votes Share Flag Thu Apr 22, 2010 Home Buying in Racine
Linda Cefalu, Real Estate Pro in Franklin, WI
Linda Cefalu answered:
In general, how much under asking price are people paying for homes that are not short sales or foreclosures in Racine, WI? I know it depends on many
I really don't believe in averages. I have seen homes for over asking price and under asking price anywhere from 2% to 25%. If you are working with an agent and you find a home t ... more
1 vote Share Flag Fri Apr 16, 2010 Home Buying in Racine
Vincent Sell…,  in Atlanta, GA
Vincent Selleck answered:
I'm an Australian citizen looking to buy a property in Wisconsin. Is there anything I need to know?
Hi

There are generally no restrictions for foreign nationals buying US property. We advise our clients to buy through an LLC rather than in their own name for asset protection and if ... more
0 votes Share Flag Thu Apr 8, 2010 Home Buying in Racine
David Bellov…, Real Estate Pro in Racine, WI
David Bellovary answered:
In a forclosure, what is meant by "No deficiency judgment; 6 month redemption period"?
Hi Karen,

The answers given previously are very good in general terms. However, as Keith Manson mentioned, every foreclosure has its own timetable depending upon its unique circumst ... more
0 votes Share Flag Tue Mar 2, 2010 Foreclosure in Racine
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
Short sale
Depends--is the property priced on target or slightly below--if so multiple bids may come into play--if you don't have an agent consider the services; you need to be aware of recen ... more
0 votes Share Flag Wed Feb 24, 2010 Home Buying in Racine
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