Anyone can find out the home owner's name including outstanding mortgage, tax status, ownership history even lien and foreclosure information by property report. You can get an online report within few minutes on website such as http://www.nextace.com
All you need is the home address to start a search. If the report is available, you only pay a small fee to download.... more
To ensure a legal change to the property title, get a real estate attorney.They will prepare and file the real estate transfer deed. Be prepared to provide basic information about both the property in question and the individuals who need to be listed on the title.
If you can't hire a lawyer, you just have to obtain a certified copy of the existing deed from the county clerk or recorder's office and review the following information contained therein: names of owners, legal description, address, and tax assessment number. Then, fill-in-the-blanks deed forms are usually available from online sources, a local office supply store or the county clerk's office.
In the document, the person transferring interest in the property is the grantor; the person receiving the interest is the grantee. Prepare the form by filling in the appropriate information, but don't sign it yet.
Lastly, go to the county recorder's office with the unsigned document and the identification documents of the parties involved in the change or transfer.... more
Acttually, you shauld have already started--If haven't done so yet--visit with any qualified loan officer(s) first, see exactly what your budget can handle, check your credit score and ask for a mortgage pre-qualification/approval letter. Keep in mind that with co-ops, just because you qualify for a mortgage, does not necessarily mean you'll qualify Board(s) requirements.