Financing in Queens County : Advice

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Javier Menes…, Real Estate Pro in Farmingdale, NY
Javier Meneses answered:
Mortgage broker or deal direct with bank?
Broker and direct lender will be the same in 99% of the scenarios. Almost every loan is originated and underwritten based on HUD, Fannie Mae & Freddie Mac guidelines. These are universa ... more
0 votes Share Flag Earlier today Financing in 11378
Javier Menes…, Real Estate Pro in Farmingdale, NY
Javier Meneses answered:
I need to know the Cost of Living cost between Long Island and New York City.Cost of living is Higher than New York city - is it true ? How much % ?
That's a no brainer to me, New York City is significantly more expensive to own a property than it is in Nassau County. When you compare the cost of property and what you get for that c ... more
0 votes Share Flag Earlier today Financing in Long Island City
JIM TURANO, Real Estate Pro in Middle Village, NY
Yes searching for the Home for you and your family today is not easy.However, when you make an offer and get it accepted, before you hire a Mortgage Broker to get your Mortgage, could you ask a few questions… Read more
Blogged Sat Jul 19, 2014 by JIM TURANO Home Buying Financing In My Neighborhood
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JIM TURANO, Real Estate Pro in Middle Village, NY
Learning from the past and not dwelling on it. Educated buyers are the ones who make the right decisions.Short Lesson: More buyers than homes available for sale right now!Fact: a recent sale on 79 street,… Read more
Blogged Thu May 29, 2014 by JIM TURANO Home Buying Financing In My Neighborhood
Ann Marie Fo…, Real Estate Pro in 10312
Ann Marie Focca answered:
Can I get approved for a home loan without any money down with a transunion score of 575 ? Myself and my husband have a combined income of $70,00 a yr
Financial questions should be answered Financial Experts. Feel free to call our Mortgage Dept.
Platinum Mortgage or visit them on www.platmtg.com for a FREE CONSULATION.
1*800*955*167 ... more
0 votes Share Flag Wed May 28, 2014 Financing in Rosedale
Steve Hirsch, Real Estate Pro in 11375
What to Do if Contacted By a Debt CollectorU.S. consumers should know that they have important rights if contacted by a debt collector about a delinquent or defaulted account."Millions of consumers per… Read more
Blogged Wed May 14, 2014 by Steve Hirsch Financing
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Sanjeev Ahuja, Real Estate Pro in Floral Park, NY
Sanjeev Ahuja answered:
Are there any banks that will refinance a non-owner co-op in queens? I own a co-op that my father lives in and want to take out a loan against it.
Can you address the following:

1. How far away from this Co-Op do you live, and do you own any other properties.
2. Are you looking for a rate and term or cash out mortgage.
3. Wh ... more
0 votes Share Flag Wed May 14, 2014 Financing in 11694
H. Roy Bhiro,…, Real Estate Pro in Melville, NY
H. Roy Bhiro, USAF Retired answered:
Who has FHA 5/1 ARM programs?
I have many 5/1 ARM products, lets talk about what is best for you.

H. Roy Bhiro
609-351-3619
718-390-7200
rbhiro@primelending.com
www.royhomeloans.com
0 votes Share Flag Wed Apr 23, 2014 Financing in Queens
H. Roy Bhiro,…, Real Estate Pro in Melville, NY
H. Roy Bhiro, USAF Retired answered:
When mortgage shopping, what should you do to get the best interest rate and loan terms?
Ensuring you are working with a top-quality professional mortgage advisor, is the first critical part to getting a Great Deal! Here are the rules and secrets you must know to “shop” ... more
0 votes Share Flag Wed Apr 23, 2014 Financing in Rego Park
H. Roy Bhiro,…, Real Estate Pro in Melville, NY
H. Roy Bhiro, USAF Retired answered:
What are the requirements today in 2014 for a #Conventional Loan?
Tania,
Great question, all the below responses covers the general rules of qualifying, unfortunately, to specifically identify options and recommend the BEST option for your client req ... more
0 votes Share Flag Wed Apr 23, 2014 Financing in Queens
Steve Hirsch, Real Estate Pro in 11375
A new survey found that most U.S. consumers don't know their own score, despite its importance not only in determining whether they can get credit cards, auto loans and mortgages, but also in employment… Read more
Blogged Sun Apr 20, 2014 by Steve Hirsch Financing
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Steve Hirsch, Real Estate Pro in 11375
Freddie Mac recently released the results of its Primary Mortgage Market Survey® (PMMS®), showing averaged fixed mortgage rates largely unchanged following a week of light economic reports."Mortgage… Read more
Blogged Sat Apr 12, 2014 by Steve Hirsch Financing
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Manu Kapoor, Real Estate Pro in Queens, NY
Falling Mortgage Rates Primary Mortgage Market Survey for the week ending March 6, showing the 30-year fixed-rate mortgage (FRM) falling 9 basis points to an average rate of 4.28 % (0.7 point). The 30-year… Read more
Blogged Sat Mar 8, 2014 by Manu Kapoor Home Buying Home Selling Financing
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Martina Ryan, Real Estate Pro in Queens, NY
The Emergency Homeowners Loan Program was announced earlier this month by the Department of Housing & Urban Development.  It was set up to help those unemployed keep their homes if they got behind… Read more
Blogged Thu Mar 6, 2014 by Martina Ryan Home Buying Financing Foreclosure
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Martina Ryan, Real Estate Pro in Queens, NY
  If you are a homeowner in distress or if you have defaulted on your mortgage or simply cannot afford your payments, a short sale may be your best option.  Once you are 90 days delinquent on your mortgage,… Read more
Blogged Thu Mar 6, 2014 by Martina Ryan Home Selling Financing Foreclosure
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Manu Kapoor, Real Estate Pro in Queens, NY
 Wells Fargo May Loosen Credit Requirements According to a report by Reuters, Wells Fargo is looking to re-enter the subprime mortgage market by lowering its standards of acceptable credit scores for… Read more
Blogged Tue Feb 18, 2014 by Manu Kapoor Home Buying Financing Credit Score
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Manu Kapoor, Real Estate Pro in Queens, NY
 Incentives to Purchase REO Properties Fannie Mae announced Thursday that homebuyers can now receive up to 3.5 % in closing cost assistance. The help is available within the FirstLook period of Fannie… Read more
Blogged Tue Feb 18, 2014 by Manu Kapoor Home Buying Financing Foreclosure
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Manu Kapoor, Real Estate Pro in Queens, NY
BOA slashes more mortgage jobs Bank of America has slashed still more mortgage jobs, according to a St. Louis Post-Dispatch report.  The lender laid off about 280 mortgage employees in the St. Louis area… Read more
Blogged Sun Feb 16, 2014 by Manu Kapoor General Area Financing Foreclosure
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Manu Kapoor, Real Estate Pro in Queens, NY
Regulator Voices Worries on Growth of Non-Bank Servicers The New York regulator who put a hold on Ocwen’s latest mortgage servicing rights (MSR) deal with Wells Fargo expressed on as his concerns about… Read more
Blogged Sun Feb 16, 2014 by Manu Kapoor Home Buying Financing Investment Properties
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Manu Kapoor, Real Estate Pro in Queens, NY
Originations are at the lowest rate since 2008 “New account originations have declined significantly in recent quarters. This is primarily related to recent spikes in interest rates, particularly in… Read more
Blogged Fri Feb 14, 2014 by Manu Kapoor Home Buying Financing Investment Properties
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