Your question was wise. The answers are all good.
Eagle harbor pays the CDD fees via the county tax, its included. That way we, I am a resident, take a deduction on Federal Taxes. When the CDD tax runs out in a few years, a new CDD fee witl result and be paid for via the same manner.
The home prices in Eagle Harbor are pretty stable and extremely low. Look for them to rise in late 2012 and move on up in 2013.
Marilyn is correct, it looks as if they have combined the property taxes along with the CDD fee. Taxes paid last year were $2615 and the CDD fee for Keaton Chase is $1491. The CDD fee expires on 5/1/16. So is a few short years, this home will actually be quite attractive just for that reason alone.
Good of you to look at the big picture and know what your true cost of home ownership will be in the long run.
How soon are you looking to buy? The market is starting to turn, home inventory is down and that means we are leaning towards a seller's market. With interest remaining at historic lows it's a great time to buy.
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That is the reality many buyers face. For instance waterfront communities have exceptionally high maintenance costs that must be passed onto owners. Community pools are paid for by the homeowners. Parks and school systems are paid for by homeowners. Amenities like golf courses, club houses, fitness centers, security, concierge, on site maintenance, streets, landscape maintenance....all include costs passed on to the home owner. For many, these service are more than they are willing to pay. This is why it is ESSENTIAL to read to HOA docs, financial statement and minutes of the meetings. There can be other fees in the future of new home owners.
The good news is, there are many other communities from which to choose.
The taxes are the taxes, the fees are the fees.
Best of Success in finding your new home,