Chris, Home Buyer in 78253

what does it take to get in the house? what are the payments.?

Asked by Chris, 78253 Tue Aug 25, 2009

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Hey Chris,

Thanks for your questions! In order to get into a house you need to find a lender who can help you get prequalified. This is very important in the fact that once they prequalified you for a loan you will be able to figure out what price range you can afford!

You can go to our website: where you'll be able to find some of our preferred lenders. Or if you have a lender/bank that you know of you may ask them to get you prequalified. The lender can also help you figure out what your payments will be for a home priced at let's say $150,000 based on your interest rate that you receive.

Please give us a call and let The Kink Team assist you in finding your perfect home! We have 3 professional Buyer's Agents that specialize in not only The Woodlands area but Spring, Montgomery, Magnolia and parts of Conroe!

Teresa Kennedy
Web Reference:
0 votes Thank Flag Link Wed Aug 26, 2009

The basic requirement includes a minimum credit score of 620 and 20% of the sales price for a down payment.

Your payment is based on amount financed, interest rate, lenght of loan, property taxes, etc. On this site and our own site,, you will find mortgage calculators.

Before beginning the process of even looking at homes, meet with a lender to discuss your specific financial status. The lender will be able to advise maximum price of home that you could purchase. Also, you will get a pre-qualification letter that will be useful when making an offer on a home.

One of our team members, Leslie, specializes in first-time buyers. She can make recommendations on lenders, schedule showings of listings in our market, and walk you through the process of buying a home. You can reach her at
0 votes Thank Flag Link Wed Aug 26, 2009
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