Property Q&A in Delanco>Question Details

Mari Jermaine, Home Buyer in Delanco, NJ

what does a home warranty cover if its incliuded?

Asked by Mari Jermaine, Delanco, NJ Tue Sep 1, 2009

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This question is about this property: http://www.trulia.com/property/price/1084756591-216-Larchmon…

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Mari,
All home warranties are not created equal. If a home warranty is included in a home that you are purchasing, ask for several things 1) Documentation of what is included in the warranty 2) A contact from the warranty company 3) the warranty company website. You should be able to find out what is included in YOUR warranty.

Typically they will cover your appliances, structure, roof, etc. The company may also offer the option for you to extend the length of the warranty. Also remember that each company offers different levels of coverage from basic to premium

Good luck to you on your home purchase.

Leander McClain
Realtor & Real Estate Consultant
Keller Williams Realty
1814 Route 70 E
Cherry Hill, NJ 08003
856-685-1677 (direct)
0 votes Thank Flag Link Tue Sep 1, 2009
Depends on what a particular plan includes. Most time it covers all major systems(electrical,plumbing,heating, CAC), and appliances. Does not usually cover structural things such as roofing and siding or things outside the house structions (Sheds, driveway etc). There is usually a deductable (also called a service call fee) and can vary among companies. The company Weichert uses in my area is HMS and the service call is $100 and that is it. You usually have to call the home warranty 800 number and schedule service thru them and they will contact a local repair company. Do not call a repair company first and then call the home warranty company as they will usually not cover the service call. This is different than a new home warranty which is issued on all new construction. If you need any other information please do not hesitate to call me at 908-303-2472.

GOOD LUCK!

Denise Gueterman
Broker/Salesperson
Weichert Realtors
142 Main Street
Chester, NJ 07930

908-879-7010 Office
908-303-2472 Cell
denisegueterman@hotmail.com

VISIT MY WEBSITE http://WWW.denisegueterman.net
0 votes Thank Flag Link Tue Sep 1, 2009
Hi Mari, ask for the specifics of the home warranty policy as they do differ. But as Gina points out, they provide good "peace of mind" benefits in cases where the appliances or mechanicals are nearing the end of their useful life. But in terms of coverage specifics - you need to ask your agent to get the specifics from the listing agent. Especially if there are certain things that you are assuming are covered, ask the question to avoid surprises.

Good luck to you!
Best,
Jeannie Feenick
"Unwavering Commitment to Service"
Search the MLS at http://www.feenick.com
Web Reference: http://www.feenick.com
0 votes Thank Flag Link Tue Sep 1, 2009
Hello Mari:

It depends on the warranty plan offered. Many of them include the kitchen appliances, heating/cooling systems, water heater, etc. They are good to have as peace of mind when buying a home.

If I can be of further assistance, please do not hesitiate to contact me.

Thank you,
Gina Fagnani
Realtor Associate
GinaFagnani@aol.com
0 votes Thank Flag Link Tue Sep 1, 2009
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