Please feel free to give me a call or send me an email and I can Discuss the options in detail. If you already have a preapproval from a lender, great or I can hook you up with my lender to get prequalified. Just let me know. I look forward to hearing from you.
My suggestion is to stop searching on the web by yourself and get a professional to assist you. This is a very fast paced market because the inventory is very low. Most of the good homes go in the first few days and if you're not ready, you miss out.
Your BEST option, if you're serious about purchasing a home is to get with a Realtor who knows the area and can help you through the process. That's the FIRST and foremost step in purchasing a home. Check with friends and family to see if they can refer someone to you or research sites, such as this one to find a good professional Realtor such as one of the few that already answered your question.
Your SECOND step is to get pre-qualified for a loan. AFTER you find a Realtor, he or she will have you meet with the lender that he or she uses regularly. This is important.
Keller Williams Realty