your credit score and your credit history are important factors when applying for a mortgage loan.
I would recommend getting your score up to a 620 and to take advantage of these historic low interest rates offered to homebuyers with good credit.
Please feel free to contact me at your earliest convenience, if I may be of any service to you, guiding you in the right direction to improve your credit rating.
Lic. Loan Originator
PRUDENTIAL FLORIDA REALTY
135 E Colonial Dr
Orlando, FL 32801
"YOU HAVE DREAMS, TOGETHER WE MAKE IT REALITY"
Contact me and I will be able to assist you form this point on
That is great that you have 35% down. I know that it is not always easy in this economy to save money so for that congrats. Your credit does play a factor in the loan process. Your best option would be to shop around to see who can meet your needs the best. Some lenders require a 620 or better. I do work with a lender that could help you. Also I have others you could check with as well. Let an expert help you with this process. I have a fantastic Home Buyers guide that I can send to you that will give you an idea of additional costs. Things like earnest money deposit, survey, home inspection, termite inspection etc. Buying a home is a huge step, but with the right assistance it will be rewarding for you. Check out my bio and feel free to call or email me directly. I look forward to helping you realize your real estate dreams.
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Contact me at anytime, 321-278-3829 Melanie Mckain or firstname.lastname@example.org