â€¨â€¨More importantly, however, is once you do get pre approved make sure you hire an experienced manufactured home inspector and have them do a thorough inspection of the understructure/mainframe chassis. Make sure he crawls the distance under the home and looks at every steel pier and wood pad assembly under the home for rust, corrosion and decomposition.
â€¨â€¨He also needs to inspect the vapor barrier/varmint barrier and the insulation under the home, make sure the HVAC duct is at least 2 inches off the ground and there's no electrical wiring sitting on the ground. Next have him check for any plumbing leaks and/or drainage issues.
â€¨â€¨Many mobile and manufactured home parks were built in flood plains and have an inherent predisposition to run off and flooding under and around the homes in the park. Make sure that the home you want to purchase is not in a flow path or susceptible to flooding during heavy rains.
â€¨â€¨If there is a propensity to flooding in that park make sure the home you're considering has adequate cross lot drainage catching and diverting all run off and percolation to the storm drain system and away from your home. â€¨â€¨You should also make sure the home has an California Housing and Development (HCD) approved Earthquake Resistant Bracing (ERBS) system installed under it as Whittier is in a Zone 4 seismic area which is considered high risk susceptibility for earthquakes.
â€¨â€¨Lastly make sure that when they do the roof inspection they check the flashing between the awnings and carport and around any skylights and around all roof jacks. I know this is a mouth full but I hate to see unwary folks end up with a home that they think their getting a good deal in only to have to come up with thousands if not tens of thousands of dollars after they've already closed the deal. Good Luck!