Property Q&A in Olivehurst>Question Details

Chrystal, Home Buyer in 95961

how do i purchase this home what process do i have to go through?

Asked by Chrystal, 95961 Mon Feb 8, 2010

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Hi Chrystal,

You have made your first contacting an experienced FULL TIME Realtor who puts your best interest at heart.

This home that you have inquired about may still months away from being available. The foreclosure process takes some time, and depending where the process is, I really have no idea when it will hit the market.

A "Notice of Default" is the first step the lender takes down the foreclosure avenue. The mortgage company/trustee "formally" lets the owner know that they are behind in payments and that they intend to take the property back.

If the owner starts a "loan modification", then the lender cannot foreclose for 12 months after the loan mod application was initiated.

I will need an EXACT address of the property so I can "watch" the foreclosure path, and see when it will be available.

If you would like to explore other homes that would fit your criteria, please call me and we set up an appointment to meet and further discuss your course.

Thank you!
Scott Thiel, GRI
lic 00987674
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0 votes Thank Flag Link Mon Feb 8, 2010
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