Property Q&A in Vista>Question Details

marvabob, Other/Just Looking in Vista, CA

how can this property be sold without proper permits for the additional buildings???

Asked by marvabob, Vista, CA Fri Nov 22, 2013

small guest house has no permits as well as sheds ,
and spa room added to garage etc... according to
tax assessors office.

This question was asked from this property:…

Help the community by answering this question:


Just so the seller discloses the non permitted structures & it is OK with buyers lender it is common practice, but note the new owner is than responsible if city/county requires structures to be brought up to code and permit fees.
1 vote Thank Flag Link Sat Nov 23, 2013
The data from the tax assessor's office for bedrooms, bathrooms, and square footage does not reflect what is actually permitted. This caused me some confusion for many years. To really know you have to get the building department records for the city or county where the property is located. Some of the cities make these records easily available and at no cost, while others is more of a hassle and there's a nominal fee.

The answer from OB below is correct that a house can be sold with unpermitted work and if disclosed by the seller, becomes the buyer's responsibility down the road should the city inspector find out about it(usually from a neighbor calling it in).
1 vote Thank Flag Link Sat Nov 23, 2013
We are Lending on homes with unpermitted structures as long as the work was done in a workmanship like manner, and appraiser does not include it in the value. This goes for both FHA and now some Conventional loans as well
1 vote Thank Flag Link Fri Nov 22, 2013
The previous answer is correct, and homes are sold all of the time with some structures not permitted. It is important to remember as he pointed out, that if the city finds out, they can make you obtain permits and upgrade the structure, or make you tear it down.
An important factor in determining if you want to take that risk.
1 vote Thank Flag Link Fri Nov 22, 2013
Properties can be sold without permits. They can not claim the square footage as "permitted". Often times the buyer's lender won't count the additions as usable square footage for the appraisal, but there is no reason why a seller can not sell a property with non-permitted units. The city could ask the property owner to remove the structures, but that has nothing to do with the sale if it was disclosed that there were no known permits for the non-permitted portions.
1 vote Thank Flag Link Fri Nov 22, 2013
I'm very familiar with that neighborhood. I've had a home in Vista for 33 years and raised my 5 children here. I am very familiar with the market in this area. If you have any questions or concerns please feel free to call on us anytime.

We're a one stop, turnkey family owned and operated businesses. We are licensed general contractors, real estate brokerage, architectural, engineering, interior design, landscaping and development company/s with over 100 years of combined experience in the North County (Vista) real estate market.

Please take a moment to peruse our very user friendly websites:

Or feel free to call me at 760 815-6977 or email me at
0 votes Thank Flag Link Sun Nov 24, 2013
All the answers you've received thus far are spot on, however, I'd like to add that most building jurisdictions don't/won't require any permits for structures under 100sf as many out buildings and storage sheds are.
0 votes Thank Flag Link Sun Nov 24, 2013
Search Advice
Ask our community a question
Email me when…

Learn more

Copyright © 2015 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer