You want a local agent and a local direct lender. You want someone who you can meet face-to-face and who will be available for you. You need someone that is experienced and will vigorously represent you.
I am a local broker with an office in Torrance. I have a great referral for alocal direct lender. He is the manager of the local Countrywide/BofA office.
Regarding the property you asked about, Trulia shows it to be a home that sold for $116,000 in 1998. It is currently for sale in the MLS for $349,500. That is definitely high for this area. We could find you a better value for sure. http://www.mrmlsmatrix.com/DE.asp?ID=4510190691
Call or email me for more information or for a list of good deals in the area.
Now I do want to let you know that the property on Blinn is a little over priced for the area, about $100,000 over what other homes in the area are selling for.
Please call me 323-359-7992 or e-mail me email@example.com.