This is likely FHA 203k which lends on ARV for house and rehab. My advice is make absolutely sure the 203k lender you use is an expert on 203k loans. You'll likely waste a lot of time, money, and headaches otherwise. Well's Fargo typically has a regional person who is well versed. Many loan officers will tell you they are good at them, but they've never done one. Make sure they have a few under their belt.