I am a lender with an office in Cuyahoga County. You are welcome to call me and you can find my contact information if you click my profile.
With a prior Forclosure there is a waiting period before you will satisfy the requirements of FHA/VA/FNMA. In addition to that they want to verify you have re established your credit and have maintained it with payments as agreed.
Again, I am local and I would be glad to speak with you and go thru the details of what you have done and anything additionally that would improve your chances of becoming a home owner again.
I am a local realtor that covers Euclid so if you would like to discuss privately please call me on my cell at 440-344-5261.
Rick Chambers, Realtor